Tillo

Description

Who we’re looking for: We are looking for someone motivated and energetic to join our growing Finance team. You'll need to be an excellent communicator as this role will see you supporting the team, the wider business and of course our customers The challenge: Our Finance team pride themselves on excellence as a team as well as providing the best service to customers, suppliers & other teams at Tillo. Where you’ll work: This role will be based in our Hove office 2 days a week for 6 months The Tillo Difference We're in the business of rewards and incentives, so we know a thing or two about the importance of giving back. We can't grow as a business without growing as individuals, so we are committed to providing a workplace where passionate, driven individuals can thrive. We value collaboration, trust, positivity, and a willingness to learn - only by working as a team will we reach our goals. We’re the market leader in the UK and are active in a number of other markets including USA, Europe, Australia and India. 🌎 Job Summary: The Finance Operations Assistant/Credit Controller will be part of a high-performing Finance Operations Team, delivering outstanding service to customers, suppliers, and business stakeholders, while supporting the development and maintenance of best-in-class operational processes and controls. Tillo is a fast-growing, private equity–backed, international FinTech business. This role plays a key part in managing accounts receivable ledgers, collections, delivering process improvements and automation, and providing support with weekly and monthly reconciliations. Day to day this role will Proactively manage credit control and collections activities, following up on overdue balances and resolving customer queries Partner with the Operations team to deliver an effective onboarding experience for new retailers, suppliers, and customers. Administer end-to-end collections through GoCardless, ensuring accurate monthly setup for new customers and resolving failed collections through manual intervention. Work closely with Account Management and Commercial teams to minimise overdue balances Drive credit control process improvements and automation initiatives, ensuring enhanced efficiency and robust financial controls are aligned with the company’s new ERP system. Collaborate proactively with the wider finance team to implement and uphold best practices for a robust Credit Control Provide support with weekly/monthly reconciliations & self-billing processes to ensure accurate accounting records are maintained. Ensure accurate and timely invoicing, maintaining the integrity of the billing cycle end to end. Investigate and respond to invoicing queries from customers and internal stakeholders in a timely and professional manner. What we’re looking for Essential: Demonstrated expertise in financial reconciliation processes and ledger management. Demonstrated track record of continuous process improvement, driving efficiency, accuracy, and scalability. Proven ability to build and manage effective supplier and stakeholder relationships. Advanced proficiency in Excel and financial systems, with a track record of managing large datasets with precision. Innovative problem-solver with exceptional attention to detail and a proactive, solution-oriented mindset. Strong communicator and organiser, capable of liaising effectively with internal teams and external partners to achieve objectives. Desirable: Experience within a fintech, high growth or dynamic environment Benefits We offer all our employees trust and empower our team to work with flexibility and autonomy. We’re a close-knit team and love working collaboratively, with our hybrid model, our team can come together at our fantastic office in Hove, but also focus in their own space. The Tillo team are a motivated bunch and we all work hard to push Tillo forwards, always innovating. We completely understand the importance of work/life balance and offer a supportive and collaborative working environment with the following benefits: Enhanced annual leave of 26 days per annum (plus an additional day for your birthday 🎂) Private Medical care through Vitality Employee Incentive Scheme Access to Tillo’s Storefront with discounts & gift card vouchers Hybrid Working Top spec equipment including laptop, mouse, keyboard, monitor Anniversary gifts Monthly breakfasts, drinks, snacks and events Team Learning & Development budget About Tillo Tillo makes gift cards, rewards, and incentives simple, efficient, and profitable. Operating in over 37 markets and 25 currencies, Tillo processes billions in gift card transactions through a single, plug-and-go API, powering rewards and incentives for the world’s leading businesses. Backed by Tenzing, Tillo is setting the global standard for digital gift card infrastructure. Diversity, Equity, and Inclusion Statement We are committed to fostering a diverse and inclusive workplace where everyone feels valued and respected. We welcome applications from individuals of all backgrounds, regardless of age, disability, gender identity, marital status, race, ethnicity, religion or belief, sex, or sexual orientation. If you require any reasonable adjustments during the recruitment process, please let us know, and we will be happy to accommodate your needs.

Description

Who we’re looking for: An experienced Treasury Manager with a track record of implementing treasury controls and processes in a scaling FinTech 🚀 The challenge: To play a vital role in managing the company's treasury operations, ensuring optimal cash management and financial risk mitigation 🌟 Where you’ll work: This role will be based in our Hove Office 2 days a week 🏢 The Tillo Difference We're in the business of rewards and incentives, so we know a thing or two about the importance of giving back. We can't grow as a business without growing as individuals, so we are committed to providing a workplace where passionate, driven individuals can thrive. We value collaboration, trust, positivity, and a willingness to learn - only by working as a team will we reach our goals. We’re the market leader in the UK and are active in a number of other markets including USA, Europe, Australia and India. 🌎 Job Summary: As Tillo continues to scale its global footprint, we are seeking a highly analytical, hands-on Treasury Manager to take immediate ownership of our global cash operations, capital structures, and advanced liquidity forecasting frameworks. Operating within a high-volume fintech ecosystem driven by complex client floats and commercial brand credit mechanics, this high-visibility role requires an exceptional finance professional. You will be responsible for mastering intricate operational fund flows, establishing an airtight daily cash positioning rhythm, and designing rigorous compliance frameworks to optimise our capital structure and support corporate initiatives Day to day this role will Establish Daily Cash Positioning: Run tight, daily global cash positioning across multiple legal entities and currencies to ensure flawless operational execution and strategic cash movements. Optimise Working Capital: Manage and monitor the delicate balance of client floats and pre-funded brand credit cycles, ensuring daily funding availability without creating operational pinches. Own Rolling Forecasts: Build, maintain, and stress-test robust 13-week and 12-month rolling cash flow models to accurately project working capital needs and corporate funding liquidity. Design and maintain strict treasury controls to track client fund flows, ensuring clear visibility, risk mitigation, and operational segregation between corporate liquidity and client cash. Take full operational ownership of corporate credit facilities, confidently managing drawing mechanics, optimal utilisation, and repayment cycles. Establish and maintain comprehensive financial compliance frameworks, including the proactive calculation of leverage/liquidity ratios and performance tracking against structured internal and external benchmarks. Translate complex treasury positions, liquidity profiles, and capital efficiency metrics into clear, actionable insights directly for the Head of FP&A and the CFO. Act as the lead / super-user for global corporate banking portals, owning user permissions, secure validation controls, and navigating international payment rails (SEPA, ACH, SWIFT). Design and execute corporate foreign exchange (FX) hedging strategies to protect commercial margins against currency volatility as international volume scales. Evaluate, select, and onboard tier-1 global banking partners to support Tillo's expansion into new international markets and currencies. Once daily operations and reporting are thoroughly optimised, evaluate the long-term treasury technology roadmap, including the potential selection and phased implementation of a Treasury Management System (TMS) What we’re looking for Experience: 5+ years of progressive treasury experience, operating as a heavy Individual Contributor or Manager within a private equity backed environment (mid size tier firm) Direct experience in FinTech, payments, marketplaces, or scale-ups where managing highly complex, multi-currency transactional fund flows is a core operational reality. Proven experience hands-on managing corporate financing facilities (e.g., RCFs or revolving credit lines), calculating complex financial covenants, and delivering formal reporting packages. Exceptional financial modelling skills with a proven track record of building and running 13-week rolling cash forecasts and daily cash positioning frameworks from scratch. A strong conceptual and practical understanding of working capital optimisation, specifically dealing with client pre-funding, floats, and commercial vendor credit terms. Deep knowledge of corporate banking platforms, international payment rails (ACH, SEPA, SWIFT), and executing commercial FX hedging strategies. Exceptional stakeholder management skills with the confidence to act as a trusted advisor to the CFO and Head of FP&A on critical liquidity and capital decisions Benefits Hove: We offer all our employees trust and empower our team to work with flexibility and autonomy. We’re a close-knit team and love working collaboratively, with our hybrid model, our team can come together at our fantastic office in Hove, but also focus in their own space. The Tillo team are a motivated bunch and we all work hard to push Tillo forwards, always innovating. We completely understand the importance of work/life balance and offer a supportive and collaborative working environment with the following benefits: Enhanced annual leave of 26 days per annum Private Medical care through Vitality Employee Incentive Scheme Access to Tillo’s Storefront with discounts & gift card vouchers Hybrid Working Top spec equipment including laptop, mouse, keyboard, monitor Anniversary gifts Monthly breakfasts, drinks, snacks and events Team Learning & Development budget About Tillo Tillo makes gift cards, rewards, and incentives simple, efficient, and profitable. Operating in over 37 markets and 25 currencies, Tillo processes billions in gift card transactions through a single, plug-and-go API, powering rewards and incentives for the world’s leading businesses. Backed by Tenzing, Tillo is setting the global standard for digital gift card infrastructure. Diversity, Equity, and Inclusion Statement We are committed to fostering a diverse and inclusive workplace where everyone feels valued and respected. We welcome applications from individuals of all backgrounds, regardless of age, disability, gender identity, marital status, race, ethnicity, religion or belief, sex, or sexual orientation. If you require any reasonable adjustments during the recruitment process, please let us know, and we will be happy to accommodate your needs.