Jessica spent over a decade working in education before moving into content marketing. She has worked on content marketing campaigns in the edtech, real estate, and personal finance sectors. She has a passion for working with companies that take the time to educate their customers. When she’s not working, she’s probably outside with her two kids.
","fieldSources":{"url":{"url":"https://www.nextinsurance.com/author/jessica-crosby/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047139309Z","relationship":"publisher"},"image":{"url":"https://www.nextinsurance.com/author/jessica-crosby/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047139309Z","relationship":"publisher"},"jobTitle":{"url":"https://www.nextinsurance.com/author/jessica-crosby/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047139309Z","relationship":"publisher"},"description":{"url":"https://www.nextinsurance.com/author/jessica-crosby/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047139309Z","relationship":"publisher"}},"roles":[{"source":{"url":"https://www.nextinsurance.com/author/jessica-crosby/","format":"Published person (first-party JSON)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:45.047139+00:00","capacity":"contributing writer","title":"Contributing Writer"},{"source":{"url":"https://www.nextinsurance.com/author/jessica-crosby/","format":"Published person (schema.org)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:45.047139+00:00","capacity":"contributing writer","title":"Contributing Writer"}]},"basis":"publisher_declared","fact_type":"people.person","schema_version":1,"first_observed_at":"2026-10-26T00:28:45.047139+00:00","last_confirmed_at":"2026-10-26T00:28:45.047139+00:00"},{"label":"Julie Roseland","value":{"@id":"urn:lumitra:person:938cb8b3-6f16-4b95-92f7-df8cbc6a95c0","url":"https://www.nextinsurance.com/author/julie-roseland/","name":"Julie Roseland","@type":"Person","image":"https://www.nextinsurance.com/wp-content/uploads/2026/01/Roseland.png","sameAs":["https://www.linkedin.com/in/julieroseland/"],"sources":[{"url":"https://www.nextinsurance.com/author/julie-roseland/","format":"Published person (first-party JSON)","evidence":{"locator":"Person","source_url":"https://www.nextinsurance.com/author/julie-roseland/","representation":"json_ld"},"jobTitle":"Director, Liability & Property Claims","observedAt":"2026-10-26T00:28:45.047414787Z","relationship":"publisher"},{"url":"https://www.nextinsurance.com/author/julie-roseland/","format":"Published person (schema.org)","evidence":{"locator":"Person","source_url":"https://www.nextinsurance.com/author/julie-roseland/","representation":"json_ld"},"jobTitle":"Director, Liability & Property Claims","observedAt":"2026-10-26T00:28:45.047414787Z","relationship":"publisher"},{"url":"https://www.nextinsurance.com/blog/small-business-risk-management/","format":"Published person (first-party JSON)","evidence":{"locator":"script#__NEXT_DATA__","source_url":"https://www.nextinsurance.com/blog/small-business-risk-management/","representation":"script"},"jobTitle":"Director, Liability & Property Claims","modified":"2026-09-21T21:31:18+00:00","observedAt":"2026-10-26T00:27:43.113687513Z","relationship":"publisher"}],"jobTitle":"Director, Liability & Property Claims","witnessIds":["urn:lumitra:person:nextinsurance.com:b61cd570b32986de","urn:lumitra:person:nextinsurance.com:4476420fa0d929c6","urn:lumitra:person:nextinsurance.com:16a5c34dfc83c5dd"],"description":"Julie Roseland has served as Director, Liability & Property Claims at ERGO NEXT Insurance since 2021. She has more than 18 years of experience in insurance claims and leads a team of over 70 claims managers and advocates.\n\nPrior to joining ERGO NEXT, Julie spent 13 years at one of the largest property and casualty insurers in the U.S., advancing through several leadership roles, including State Liability Claims Manager, Regional Claims Manager and Complex Injury Field Claims Manager.\n\nShe holds an MBA in Marketing and e-Commerce from Keller Graduate School of Management and is licensed in 31 states as an Independent Adjuster.\n\nWhat is lost key coverage in business insurance?\n\nHow much does General Liability insurance cost?\n\nGeneral Liability vs. Workers’ Compensation Insurance\n\nDoes General Liability cover property damage?\n\nWhat is contractual liability insurance?\n\nCan you get General Liability insurance without a business license?\n\nShort term General Liability insurance: Coverage for events and rentals\n\nWhat is Public Liability Insurance?\n\nGeneral Liability claim examples: What’s covered by insurance?\n\nExamples of Errors and Omissions insurance claims\n\nNEXT is 100% dedicated to small businesses and the self-employed. That means we can help you get the simple, affordable coverage you need to stay protected, meet legal requirements and provide customers with proof of insurance.\n\nPurchase your business insurance online and get your certificate of insurance instantly.","fieldSources":{"url":{"url":"https://www.nextinsurance.com/author/julie-roseland/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047414787Z","relationship":"publisher"},"image":{"url":"https://www.nextinsurance.com/author/julie-roseland/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047414787Z","relationship":"publisher"},"jobTitle":{"url":"https://www.nextinsurance.com/author/julie-roseland/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047414787Z","relationship":"publisher"},"description":{"url":"https://www.nextinsurance.com/author/julie-roseland/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047414787Z","relationship":"publisher"}},"roles":[{"source":{"url":"https://www.nextinsurance.com/author/julie-roseland/","format":"Published person (first-party JSON)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:45.047414+00:00","capacity":"director","title":"Director, Liability & Property Claims"},{"source":{"url":"https://www.nextinsurance.com/author/julie-roseland/","format":"Published person (schema.org)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:45.047414+00:00","capacity":"director","title":"Director, Liability & Property Claims"},{"source":{"url":"https://www.nextinsurance.com/blog/small-business-risk-management/","format":"Published person (first-party JSON)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:45.047414+00:00","capacity":"director","title":"Director, Liability & Property Claims"},{"source":{"url":"https://www.nextinsurance.com/author/julie-roseland/","format":"Published person (first-party JSON)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:45.047414+00:00","capacity":"liability and property claim","title":"Director, Liability & Property Claims"},{"source":{"url":"https://www.nextinsurance.com/author/julie-roseland/","format":"Published person (schema.org)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:45.047414+00:00","capacity":"liability and property claim","title":"Director, Liability & Property Claims"},{"source":{"url":"https://www.nextinsurance.com/blog/small-business-risk-management/","format":"Published person (first-party JSON)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:45.047414+00:00","capacity":"liability and property claim","title":"Director, Liability & Property Claims"}]},"basis":"publisher_declared","fact_type":"people.person","schema_version":1,"first_observed_at":"2026-10-26T00:27:43.113687+00:00","last_confirmed_at":"2026-10-26T00:28:45.047414+00:00"},{"label":"Keenan L.","value":{"@id":"urn:lumitra:person:9bd9dac3-2b2a-46fa-8e4d-182073dc47c6","name":"Keenan L.","@type":"Person","sources":[{"url":"https://www.nextinsurance.com/business/financial-advisor-insurance/","format":"Published person (named with a role or their own mailbox on the site)","evidence":{"text":"What customers say about us\nAwesome Service\nThe service is catered to my small business needs\nKeenan L.\nController\nHelps us to move forward efficiently.\nDavid C.\nFast and easy\nFast and easy no middle men and insurance broker and the price was very competitive...\nFernando A.\nGreat sales staff!\nThe sales rep was very patient and eager to help. It was refreshing.\nSamuel A.\nVery easily done in comparison to other brokers\nAppears to have been a perfect solution to my needs\nDavid H.\nAwesome Service\nThe service is catered to my small business needs\nKeenan L.\nController\nHelps us to move forward efficiently.\nDavid C.\nFast and easy\nFast and easy no middle men and insurance broker and the price was very competitive...\nFernando A.\nGreat sales staff!\nThe sales rep was very patient and eager to help. It","heading":"What customers say about us","locator":"line 189","section":"Financial Advisor Insurance","source_url":"https://www.nextinsurance.com/business/financial-advisor-insurance/","representation":"visible"},"jobTitle":"Controller","observedAt":"2026-10-26T00:28:56.944296552Z","relationship":"publisher"}],"jobTitle":"Controller","witnessIds":["urn:lumitra:person:nextinsurance.com:653074103ad0bc38"],"fieldSources":{"jobTitle":{"url":"https://www.nextinsurance.com/business/financial-advisor-insurance/","basis":"publisher_declared","format":"Published person (named with a role or their own mailbox on the site)","observedAt":"2026-10-26T00:28:56.944296552Z","relationship":"publisher"}},"roles":[{"source":{"url":"https://www.nextinsurance.com/business/financial-advisor-insurance/","format":"Published person (named with a role or their own mailbox on the site)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:56.944296+00:00","capacity":"controller","title":"Controller"}]},"basis":"publisher_declared","fact_type":"people.person","schema_version":1,"first_observed_at":"2026-10-26T00:28:56.944296+00:00","last_confirmed_at":"2026-10-26T00:28:56.944296+00:00"},{"label":"Kerry Ogata","value":{"@id":"urn:lumitra:person:9c057e52-5163-4ea1-ac6d-fc7d25e19dbf","name":"Kerry Ogata","@type":"Person","email":"kerry.ogata@nextinsurance.com","sources":[{"url":"https://www.nextinsurance.com/blog/bold-penguin-partners-with-next-insurance-to-expand-product-offerings-on-terminal/","format":"Published person (name and role labels)","evidence":{"text":"Kerry Ogata\nNEXT Insurance, Director of Corporate Communications\nkerry.ogata@nextinsurance.com\n301-717-4224","heading":"Media Contacts:","locator":"p","section":"About NEXT Insurance","source_url":"https://www.nextinsurance.com/blog/bold-penguin-partners-with-next-insurance-to-expand-product-offerings-on-terminal/","representation":"visible"},"jobTitle":"NEXT Insurance, Director of Corporate Communications","modified":"2026-09-21T15:29:22+00:00","observedAt":"2026-10-26T00:28:08.26821499Z","relationship":"publisher"},{"url":"https://www.nextinsurance.com/blog/bold-penguin-partners-with-next-insurance-to-expand-product-offerings-on-terminal/","format":"Published person (named with a role or their own mailbox on the site)","evidence":{"text":"Kerry Ogata\nNEXT Insurance, Director of Corporate Communications\nkerry.ogata@nextinsurance.com\n301-717-4224","heading":"Kerry Ogata","locator":"line 133","section":"Media Contacts:","source_url":"https://www.nextinsurance.com/blog/bold-penguin-partners-with-next-insurance-to-expand-product-offerings-on-terminal/","representation":"visible"},"jobTitle":"NEXT Insurance, Director of Corporate Communications","observedAt":"2026-10-26T00:28:08.26821499Z","relationship":"publisher"}],"jobTitle":"NEXT Insurance, Director of Corporate Communications","telephone":"301-717-4224","witnessIds":["urn:lumitra:person:nextinsurance.com:b245c2b35ad1d532","urn:lumitra:person:nextinsurance.com:30516a65ba7289bd"],"description":"kerry.ogata@nextinsurance.com\n\n301-717-4224","fieldSources":{"email":{"url":"https://www.nextinsurance.com/blog/bold-penguin-partners-with-next-insurance-to-expand-product-offerings-on-terminal/","basis":"publisher_declared","format":"Published person (name and role labels)","observedAt":"2026-10-26T00:28:08.26821499Z","relationship":"publisher"},"jobTitle":{"url":"https://www.nextinsurance.com/blog/bold-penguin-partners-with-next-insurance-to-expand-product-offerings-on-terminal/","basis":"publisher_declared","format":"Published person (name and role labels)","observedAt":"2026-10-26T00:28:08.26821499Z","relationship":"publisher"},"telephone":{"url":"https://www.nextinsurance.com/blog/bold-penguin-partners-with-next-insurance-to-expand-product-offerings-on-terminal/","join":{"rung":"E4","reason":"printed in the person's own card (heading 'Media Contacts:')"},"basis":"publisher_declared","format":"A route the site prints with the person (joined on evidence)","relationship":"publisher"},"description":{"url":"https://www.nextinsurance.com/blog/bold-penguin-partners-with-next-insurance-to-expand-product-offerings-on-terminal/","basis":"publisher_declared","format":"Published person (name and role labels)","observedAt":"2026-10-26T00:28:08.26821499Z","relationship":"publisher"}},"contactRoutes":[{"value":"kerry.ogata@nextinsurance.com","channel":"email","purpose":"Media Contacts","validity":"unknown","observed_at":"2026-10-26T00:28:08.268214+00:00","availability":"unknown","field_sources":{"value":{"via":["https://www.nextinsurance.com/blog/bold-penguin-partners-with-next-insurance-to-expand-product-offerings-on-terminal/"],"basis":"publisher_declared"}},"representation":"visible"}],"roles":[{"source":{"url":"https://www.nextinsurance.com/blog/bold-penguin-partners-with-next-insurance-to-expand-product-offerings-on-terminal/","format":"Published person (name and role labels)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:08.268214+00:00","capacity":"director of corporate communication","title":"NEXT Insurance, Director of Corporate Communications"},{"source":{"url":"https://www.nextinsurance.com/blog/bold-penguin-partners-with-next-insurance-to-expand-product-offerings-on-terminal/","format":"Published person (named with a role or their own mailbox on the site)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:08.268214+00:00","capacity":"director of corporate communication","title":"NEXT Insurance, Director of Corporate Communications"},{"source":{"url":"https://www.nextinsurance.com/blog/bold-penguin-partners-with-next-insurance-to-expand-product-offerings-on-terminal/","format":"Published person (name and role labels)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:08.268214+00:00","capacity":"next insurance","title":"NEXT Insurance, Director of Corporate Communications"},{"source":{"url":"https://www.nextinsurance.com/blog/bold-penguin-partners-with-next-insurance-to-expand-product-offerings-on-terminal/","format":"Published person (named with a role or their own mailbox on the site)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:08.268214+00:00","capacity":"next insurance","title":"NEXT Insurance, Director of Corporate Communications"}]},"basis":"publisher_declared","fact_type":"people.person","schema_version":1,"first_observed_at":"2026-10-26T00:28:08.268214+00:00","last_confirmed_at":"2026-10-26T00:28:08.268214+00:00"},{"label":"Linda G.","value":{"@id":"urn:lumitra:person:4d685d1a-d601-4994-831c-0189a21b4921","name":"Linda G.","@type":"Person","sources":[{"url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","format":"Published person (named with a role or their own mailbox on the site)","evidence":{"text":"t I needed and at a great price!\nRobert P.\nAmazing Product\nMost affordable and easiest process, next insurance is a no brainer for your business insurance needs.\nShane P.\nTONY DUONG\nVERY GOOD AGENT AND FAST SERVICE\nTony D.\nCFO\nHandsfree insurance allows us to drive the business without headaches or hassles. Thanks for keeping us safe!\nEdward A.\nEasy set up\nAp was very easy and quick approval.\nLinda G.\nJoining Next\nThe guy that help us straiten out our policy was gr8, easy to work with and took his time explaining every thing, my only issue was that it took to long to find the customer servic ...\nTheresa C.\nThank goodness\nThank goodness the representatives are available and very nice because setting up the service was challenging. The questions are worded in a very confusing way, so much so","heading":"Real estate professionals trust ERGO NEXT","locator":"line 204","section":"Home Inspector Insurance","source_url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","representation":"visible"},"jobTitle":"Joining Next","observedAt":"2026-10-26T00:28:40.158104845Z","relationship":"publisher"}],"jobTitle":"Joining Next","witnessIds":["urn:lumitra:person:nextinsurance.com:05732f78796750b4"],"fieldSources":{"jobTitle":{"url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","basis":"publisher_declared","format":"Published person (named with a role or their own mailbox on the site)","observedAt":"2026-10-26T00:28:40.158104845Z","relationship":"publisher"}},"roles":[{"source":{"url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","format":"Published person (named with a role or their own mailbox on the site)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:40.158104+00:00","capacity":"joining next","title":"Joining Next"}]},"basis":"publisher_declared","fact_type":"people.person","schema_version":1,"first_observed_at":"2026-10-26T00:28:40.158104+00:00","last_confirmed_at":"2026-10-26T00:28:40.158104+00:00"},{"label":"Lynne T.","value":{"@id":"urn:lumitra:person:d7965b35-aeb5-4d84-8502-b2967b333c15","name":"Lynne T.","@type":"Person","sources":[{"url":"https://www.nextinsurance.com/business/adult-education-insurance/","format":"Published person (named with a role or their own mailbox on the site)","evidence":{"text":"What customers say about us\nOne less thing to worry about ...\nAs a new owner of a nonprofit business that deals with the public, getting NEXT Insurance was the best thing for us. As we navigate so many new roads, we are happy not to worry abo ...\nLynne T.\nAwesome services and products\nGreat insurance I think all small businesses need to get their insurance. It is super simple and easy to deal with! I highly recommend it\nTRAVIS J.\nDirector\nThe whole process was quick and simple.\nKeren-Esther H.\nEasy and fast process\nI did Google searches for GL insurance. I came across Next. Upon entering my business info, I received a reasonable quote instantly and was able to secure GL coverage immediately! ...\nLakesha H.\nGreat experience!!\nGreat experience!!\nKent C.\nEasy, fast, no real problem.\nWe needed","heading":"What customers say about us","locator":"line 159","section":"Adult Education Insurance","source_url":"https://www.nextinsurance.com/business/adult-education-insurance/","representation":"visible"},"jobTitle":"Awesome services and products","observedAt":"2026-10-26T00:28:37.934088194Z","relationship":"publisher"}],"jobTitle":"Awesome services and products","witnessIds":["urn:lumitra:person:nextinsurance.com:32bc2ccdbb9911cd"],"fieldSources":{"jobTitle":{"url":"https://www.nextinsurance.com/business/adult-education-insurance/","basis":"publisher_declared","format":"Published person (named with a role or their own mailbox on the site)","observedAt":"2026-10-26T00:28:37.934088194Z","relationship":"publisher"}},"roles":[{"source":{"url":"https://www.nextinsurance.com/business/adult-education-insurance/","format":"Published person (named with a role or their own mailbox on the site)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:37.934088+00:00","capacity":"awesome service and product","title":"Awesome services and products"}]},"basis":"publisher_declared","fact_type":"people.person","schema_version":1,"first_observed_at":"2026-10-26T00:28:37.934088+00:00","last_confirmed_at":"2026-10-26T00:28:37.934088+00:00"},{"label":"Mary Beth Eastman","value":{"@id":"urn:lumitra:person:25672cfb-0afc-4d17-b19f-bd704c24e189","url":"https://www.nextinsurance.com/author/mary-beth-eastman/","name":"Mary Beth Eastman","@type":"Person","image":"https://www.nextinsurance.com/wp-content/uploads/2025/03/mary-beth-eastman.png","sources":[{"url":"https://www.nextinsurance.com/author/mary-beth-eastman/","format":"Published person (first-party JSON)","evidence":{"locator":"Person","source_url":"https://www.nextinsurance.com/author/mary-beth-eastman/","representation":"json_ld"},"jobTitle":"Contributing Writer, Business and Insurance","observedAt":"2026-10-26T00:28:45.047560309Z","relationship":"publisher"},{"url":"https://www.nextinsurance.com/author/mary-beth-eastman/","format":"Published person (schema.org)","evidence":{"locator":"Person","source_url":"https://www.nextinsurance.com/author/mary-beth-eastman/","representation":"json_ld"},"jobTitle":"Contributing Writer, Business and Insurance","observedAt":"2026-10-26T00:28:45.047560309Z","relationship":"publisher"}],"jobTitle":"Contributing Writer, Business and Insurance","witnessIds":["urn:lumitra:person:nextinsurance.com:c71e8128802fed5a","urn:lumitra:person:nextinsurance.com:c1939b4c9165a049"],"description":"Mary Beth Eastman is a journalist and editor with expertise in insurance and personal finance. With more than a decade of award-winning experience, her bylines have appeared in places like U.S. News and World Report, Newsweek, Wall Street Journal, CNN and more. She specializes in explaining tough-to-navigate topics.
","fieldSources":{"url":{"url":"https://www.nextinsurance.com/author/mary-beth-eastman/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047560309Z","relationship":"publisher"},"image":{"url":"https://www.nextinsurance.com/author/mary-beth-eastman/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047560309Z","relationship":"publisher"},"jobTitle":{"url":"https://www.nextinsurance.com/author/mary-beth-eastman/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047560309Z","relationship":"publisher"},"description":{"url":"https://www.nextinsurance.com/author/mary-beth-eastman/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047560309Z","relationship":"publisher"}},"roles":[{"source":{"url":"https://www.nextinsurance.com/author/mary-beth-eastman/","format":"Published person (first-party JSON)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:45.047560+00:00","capacity":"business and insurance","title":"Contributing Writer, Business and Insurance"},{"source":{"url":"https://www.nextinsurance.com/author/mary-beth-eastman/","format":"Published person (schema.org)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:45.047560+00:00","capacity":"business and insurance","title":"Contributing Writer, Business and Insurance"},{"source":{"url":"https://www.nextinsurance.com/author/mary-beth-eastman/","format":"Published person (first-party JSON)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:45.047560+00:00","capacity":"contributing writer","title":"Contributing Writer, Business and Insurance"},{"source":{"url":"https://www.nextinsurance.com/author/mary-beth-eastman/","format":"Published person (schema.org)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:45.047560+00:00","capacity":"contributing writer","title":"Contributing Writer, Business and Insurance"}]},"basis":"publisher_declared","fact_type":"people.person","schema_version":1,"first_observed_at":"2026-10-26T00:28:45.047560+00:00","last_confirmed_at":"2026-10-26T00:28:45.047560+00:00"},{"label":"Matt Crawford","value":{"@id":"urn:lumitra:person:0081571c-6093-4754-a2ee-a94ef9349170","url":"https://www.nextinsurance.com/author/matt-crawford/","name":"Matt Crawford","@type":"Person","image":"https://www.nextinsurance.com/wp-content/uploads/2024/09/matt-crawford.png","sameAs":["https://www.linkedin.com/in/mjcrawford1/","https://twitter.com/craw_biz"],"sources":[{"url":"https://www.nextinsurance.com/author/matt-crawford/","format":"Published person (first-party JSON)","evidence":{"locator":"Person","source_url":"https://www.nextinsurance.com/author/matt-crawford/","representation":"json_ld"},"jobTitle":"ERGO NEXT Head of Content and Community","observedAt":"2026-10-26T00:28:45.047682627Z","relationship":"publisher"},{"url":"https://www.nextinsurance.com/author/matt-crawford/","format":"Published person (schema.org)","evidence":{"locator":"Person","source_url":"https://www.nextinsurance.com/author/matt-crawford/","representation":"json_ld"},"jobTitle":"ERGO NEXT Head of Content and Community","observedAt":"2026-10-26T00:28:45.047682627Z","relationship":"publisher"}],"jobTitle":"ERGO NEXT Head of Content and Community","witnessIds":["urn:lumitra:person:nextinsurance.com:17cb00afbe0179ae","urn:lumitra:person:nextinsurance.com:54ddbca32ebcb436"],"description":"Matt Crawford has spent nearly 10 years as a small business insurance specialist, helping small business owners better understand and navigate insurance. His work has been published in the LA Times, AP, SF Chronicle and SF Standard.
At ERGO NEXT, his goal is to make insurance more accessible for entrepreneurs and to celebrate small business success stories.
","fieldSources":{"url":{"url":"https://www.nextinsurance.com/author/matt-crawford/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047682627Z","relationship":"publisher"},"image":{"url":"https://www.nextinsurance.com/author/matt-crawford/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047682627Z","relationship":"publisher"},"jobTitle":{"url":"https://www.nextinsurance.com/author/matt-crawford/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047682627Z","relationship":"publisher"},"description":{"url":"https://www.nextinsurance.com/author/matt-crawford/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047682627Z","relationship":"publisher"}},"roles":[{"source":{"url":"https://www.nextinsurance.com/author/matt-crawford/","format":"Published person (first-party JSON)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:45.047682+00:00","capacity":"ergo next head of content and community","title":"ERGO NEXT Head of Content and Community"},{"source":{"url":"https://www.nextinsurance.com/author/matt-crawford/","format":"Published person (schema.org)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:45.047682+00:00","capacity":"ergo next head of content and community","title":"ERGO NEXT Head of Content and Community"}]},"basis":"publisher_declared","fact_type":"people.person","schema_version":1,"first_observed_at":"2026-10-26T00:28:45.047682+00:00","last_confirmed_at":"2026-10-26T00:28:45.047682+00:00"},{"label":"Max L.","value":{"@id":"urn:lumitra:person:e1b6ca85-551b-440a-8821-94c3e3740adb","name":"Max L.","@type":"Person","sources":[{"url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","format":"Published person (named with a role or their own mailbox on the site)","evidence":{"text":"iness without headaches or hassles. Thanks for keeping us safe!\nEdward A.\nEasy set up\nAp was very easy and quick approval.\nLinda G.\nJoining Next\nThe guy that help us straiten out our policy was gr8, easy to work with and took his time explaining every thing, my only issue was that it took to long to find the customer servic ...\nTheresa C.\nThank goodness\nThank goodness the representatives are available and very nice because setting up the service was challenging. The questions are worded in a very confusing way, so much so I had to ...\nCrystal N.\nAwesome easy apply\nVery user friendly website and application process....very fair price.\nLAURA S.\nIt was fast.\nIt was fast.\nMax L.\nFast Quote same day policy\nSuper fast service and insurance same day I applied. Sydney was super helpful\nThurayah M.","heading":"Real estate professionals trust ERGO NEXT","locator":"line 216","section":"Home Inspector Insurance","source_url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","representation":"visible"},"jobTitle":"Fast Quote same day policy","observedAt":"2026-10-26T00:28:40.158104845Z","relationship":"publisher"}],"jobTitle":"Fast Quote same day policy","witnessIds":["urn:lumitra:person:nextinsurance.com:23192c69a32c3b33"],"fieldSources":{"jobTitle":{"url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","basis":"publisher_declared","format":"Published person (named with a role or their own mailbox on the site)","observedAt":"2026-10-26T00:28:40.158104845Z","relationship":"publisher"}},"roles":[{"source":{"url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","format":"Published person (named with a role or their own mailbox on the site)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:40.158104+00:00","capacity":"fast quote same day policy","title":"Fast Quote same day policy"}]},"basis":"publisher_declared","fact_type":"people.person","schema_version":1,"first_observed_at":"2026-10-26T00:28:40.158104+00:00","last_confirmed_at":"2026-10-26T00:28:40.158104+00:00"},{"label":"Michael W.","value":{"@id":"urn:lumitra:person:a0dfc528-9fb1-4a6d-be80-950bfe689eed","name":"Michael W.","@type":"Person","sources":[{"url":"https://www.nextinsurance.com/industry/auto-service-repair-insurance/","format":"Published person (named with a role or their own mailbox on the site)","evidence":{"text":"terms were easy to understand and it was so simple to purchase my first policy. I look forward to doing business with you in the future.\nCurzella J.\nEasiest insurance purchase – EVER!\nI was looking around trying to compare insurance and I am so lucky I found ERGO NEXT. I was able to compare levels of coverage, and all the options, without pressure from a salesperson or time limits. I was able to check out prices and it was more coverage for less than the “traditional” company I looked at.\nMichael W.\nHappy small business owner!\nI needed liability insurance for my new small business brick & mortar location. I got the run around from another company, but ERGO NEXT provided a competitive insurance quote in a timely manner. I now have the insurance that I need and it was stress-free!\nNicole E.","heading":"Customer reviews","locator":"line 179","section":"Auto Service and Repair Insurance","source_url":"https://www.nextinsurance.com/industry/auto-service-repair-insurance/","representation":"visible"},"jobTitle":"Happy small business owner!","observedAt":"2026-10-26T00:28:27.244422056Z","relationship":"publisher"}],"jobTitle":"Happy small business owner!","witnessIds":["urn:lumitra:person:nextinsurance.com:fb31ce2bce848e42"],"fieldSources":{"jobTitle":{"url":"https://www.nextinsurance.com/industry/auto-service-repair-insurance/","basis":"publisher_declared","format":"Published person (named with a role or their own mailbox on the site)","observedAt":"2026-10-26T00:28:27.244422056Z","relationship":"publisher"}},"roles":[{"source":{"url":"https://www.nextinsurance.com/industry/auto-service-repair-insurance/","format":"Published person (named with a role or their own mailbox on the site)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:27.244422+00:00","capacity":"happy small business owner","title":"Happy small business owner!"}]},"basis":"publisher_declared","fact_type":"people.person","schema_version":1,"first_observed_at":"2026-10-26T00:28:27.244422+00:00","last_confirmed_at":"2026-10-26T00:28:27.244422+00:00"},{"label":"Rachel Jrade-Rice","value":{"@id":"urn:lumitra:person:4e3214c8-b155-4cbd-897f-9602e77d4fdc","name":"Rachel Jrade-Rice","@type":"Person","sources":[{"url":"https://www.nextinsurance.com/newsroom/press-releases/","format":"Published person (named with a role or their own mailbox on the site)","evidence":{"text":"ion policies to quickly serve small business clients.\nNEXT Insurance and Gusto expand partnership to modernize embedded payroll experience\nNEXT Insurance and Gusto expand partnership to modernize embedded payroll experience\nJune 7, 2023. First-of-its-kind embedded experience streamlines workers’ compensation insurance and payroll functions within one platform.\nNEXT Insurance Announces Promotion of Rachel Jrade-Rice to General Counsel\nNEXT Insurance Announces Promotion of Rachel Jrade-Rice to General Counsel\nMay 3, 2023. Seasoned legal officer brings regulatory expertise, visionary leadership and unstoppable dedication to small business customers.\nNEXT Insurance launches Certificate of Insurance (COI) Analyzer to streamline the insurance process with cutting edge machine learning capabiliti","heading":"Press Releases","locator":"line 189","section":"Press contact: pr@nextinsurance.com","source_url":"https://www.nextinsurance.com/newsroom/press-releases/","representation":"alt_text"},"jobTitle":"General Counsel","observedAt":"2026-10-26T00:27:39.996076408Z","relationship":"publisher"}],"jobTitle":"General Counsel","witnessIds":["urn:lumitra:person:nextinsurance.com:163ac6582056d26c"],"fieldSources":{"jobTitle":{"url":"https://www.nextinsurance.com/newsroom/press-releases/","basis":"publisher_declared","format":"Published person (named with a role or their own mailbox on the site)","observedAt":"2026-10-26T00:27:39.996076408Z","relationship":"publisher"}},"roles":[{"source":{"url":"https://www.nextinsurance.com/newsroom/press-releases/","format":"Published person (named with a role or their own mailbox on the site)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:27:39.996076+00:00","capacity":"general counsel","title":"General Counsel"}]},"basis":"publisher_declared","fact_type":"people.person","schema_version":1,"first_observed_at":"2026-10-26T00:27:39.996076+00:00","last_confirmed_at":"2026-10-26T00:27:39.996076+00:00"},{"label":"Robert P.","value":{"@id":"urn:lumitra:person:9331f85e-6433-4f7b-9033-3ca4254c59b6","name":"Robert P.","@type":"Person","sources":[{"url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","format":"Published person (named with a role or their own mailbox on the site)","evidence":{"text":"Real estate professionals trust ERGO NEXT\nquick, efficient and valuable\nI like Next. It was just what I needed and at a great price!\nRobert P.\nAmazing Product\nMost affordable and easiest process, next insurance is a no brainer for your business insurance needs.\nShane P.\nTONY DUONG\nVERY GOOD AGENT AND FAST SERVICE\nTony D.\nCFO\nHandsfree insurance allows us to drive the business without headaches or hassles. Thanks for keeping us safe!\nEdward A.\nEasy set up\nAp was very easy and quick approval.\nLinda G.\nJoining Next\nThe guy that help us straiten out our policy was gr8, easy to work with and took his time explaining every thing, my only issue was that it took to long to find the customer servic ...\nTheresa C.\nThank goodness\nThank goodness the representatives are available and very nice because","heading":"Real estate professionals trust ERGO NEXT","locator":"line 192","section":"Home Inspector Insurance","source_url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","representation":"visible"},"jobTitle":"Amazing Product","observedAt":"2026-10-26T00:28:40.158104845Z","relationship":"publisher"}],"jobTitle":"Amazing Product","witnessIds":["urn:lumitra:person:nextinsurance.com:0673ff2a0f8ab36f"],"fieldSources":{"jobTitle":{"url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","basis":"publisher_declared","format":"Published person (named with a role or their own mailbox on the site)","observedAt":"2026-10-26T00:28:40.158104845Z","relationship":"publisher"}},"roles":[{"source":{"url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","format":"Published person (named with a role or their own mailbox on the site)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:40.158104+00:00","capacity":"amazing product","title":"Amazing Product"}]},"basis":"publisher_declared","fact_type":"people.person","schema_version":1,"first_observed_at":"2026-10-26T00:28:40.158104+00:00","last_confirmed_at":"2026-10-26T00:28:40.158104+00:00"},{"label":"Sage Curtis","value":{"@id":"urn:lumitra:person:30ee5d96-23d7-46e8-9002-260f554742e2","url":"https://www.nextinsurance.com/author/sage-curtis/","name":"Sage Curtis","@type":"Person","image":"https://www.nextinsurance.com/wp-content/uploads/2022/06/sage-curtis.png","sameAs":["https://www.linkedin.com/in/sage-curtis-50138b70/"],"sources":[{"url":"https://www.nextinsurance.com/author/sage-curtis/","format":"Published person (first-party JSON)","evidence":{"locator":"Person","source_url":"https://www.nextinsurance.com/author/sage-curtis/","representation":"json_ld"},"jobTitle":"Contributing Writer","observedAt":"2026-10-26T00:28:45.047801024Z","relationship":"publisher"},{"url":"https://www.nextinsurance.com/author/sage-curtis/","format":"Published person (schema.org)","evidence":{"locator":"Person","source_url":"https://www.nextinsurance.com/author/sage-curtis/","representation":"json_ld"},"jobTitle":"Contributing Writer","observedAt":"2026-10-26T00:28:45.047801024Z","relationship":"publisher"}],"jobTitle":"Contributing Writer","witnessIds":["urn:lumitra:person:nextinsurance.com:c5e6a1f62c72aeba","urn:lumitra:person:nextinsurance.com:6611fc4cebd32e1b"],"description":"Sage Curtis is a contributing writer at ERGO NEXT Insurance and a brand storyteller specializing in small businesses and local artists. Her work has contributed to helping sellers and independent business owners thrive at major retailers such as eBay and Stella & Dot.
","fieldSources":{"url":{"url":"https://www.nextinsurance.com/author/sage-curtis/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047801024Z","relationship":"publisher"},"image":{"url":"https://www.nextinsurance.com/author/sage-curtis/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047801024Z","relationship":"publisher"},"jobTitle":{"url":"https://www.nextinsurance.com/author/sage-curtis/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047801024Z","relationship":"publisher"},"description":{"url":"https://www.nextinsurance.com/author/sage-curtis/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:45.047801024Z","relationship":"publisher"}},"roles":[{"source":{"url":"https://www.nextinsurance.com/author/sage-curtis/","format":"Published person (first-party JSON)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:45.047801+00:00","capacity":"contributing writer","title":"Contributing Writer"},{"source":{"url":"https://www.nextinsurance.com/author/sage-curtis/","format":"Published person (schema.org)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:45.047801+00:00","capacity":"contributing writer","title":"Contributing Writer"}]},"basis":"publisher_declared","fact_type":"people.person","schema_version":1,"first_observed_at":"2026-10-26T00:28:45.047801+00:00","last_confirmed_at":"2026-10-26T00:28:45.047801+00:00"},{"label":"Theresa C.","value":{"@id":"urn:lumitra:person:4d38fa68-9c37-4b1b-8013-11c09fcb1dd8","name":"Theresa C.","@type":"Person","sources":[{"url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","format":"Published person (named with a role or their own mailbox on the site)","evidence":{"text":"ERVICE\nTony D.\nCFO\nHandsfree insurance allows us to drive the business without headaches or hassles. Thanks for keeping us safe!\nEdward A.\nEasy set up\nAp was very easy and quick approval.\nLinda G.\nJoining Next\nThe guy that help us straiten out our policy was gr8, easy to work with and took his time explaining every thing, my only issue was that it took to long to find the customer servic ...\nTheresa C.\nThank goodness\nThank goodness the representatives are available and very nice because setting up the service was challenging. The questions are worded in a very confusing way, so much so I had to ...\nCrystal N.\nAwesome easy apply\nVery user friendly website and application process....very fair price.\nLAURA S.\nIt was fast.\nIt was fast.\nMax L.\nFast Quote same day policy\nSuper fast service and i","heading":"Real estate professionals trust ERGO NEXT","locator":"line 207","section":"Home Inspector Insurance","source_url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","representation":"visible"},"jobTitle":"Thank goodness","observedAt":"2026-10-26T00:28:40.158104845Z","relationship":"publisher"}],"jobTitle":"Thank goodness","witnessIds":["urn:lumitra:person:nextinsurance.com:1a96b841fadcdc0f"],"fieldSources":{"jobTitle":{"url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","basis":"publisher_declared","format":"Published person (named with a role or their own mailbox on the site)","observedAt":"2026-10-26T00:28:40.158104845Z","relationship":"publisher"}},"roles":[{"source":{"url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","format":"Published person (named with a role or their own mailbox on the site)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:40.158104+00:00","capacity":"thank goodness","title":"Thank goodness"}]},"basis":"publisher_declared","fact_type":"people.person","schema_version":1,"first_observed_at":"2026-10-26T00:28:40.158104+00:00","last_confirmed_at":"2026-10-26T00:28:40.158104+00:00"},{"label":"Tony D.","value":{"@id":"urn:lumitra:person:75f18414-4218-4940-82f2-9a0429475302","name":"Tony D.","@type":"Person","sources":[{"url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","format":"Published person (named with a role or their own mailbox on the site)","evidence":{"text":"Real estate professionals trust ERGO NEXT\nquick, efficient and valuable\nI like Next. It was just what I needed and at a great price!\nRobert P.\nAmazing Product\nMost affordable and easiest process, next insurance is a no brainer for your business insurance needs.\nShane P.\nTONY DUONG\nVERY GOOD AGENT AND FAST SERVICE\nTony D.\nCFO\nHandsfree insurance allows us to drive the business without headaches or hassles. Thanks for keeping us safe!\nEdward A.\nEasy set up\nAp was very easy and quick approval.\nLinda G.\nJoining Next\nThe guy that help us straiten out our policy was gr8, easy to work with and took his time explaining every thing, my only issue was that it took to long to find the customer servic ...\nTheresa C.\nThank goodness\nThank goodness the representatives are available and very nice because","heading":"Real estate professionals trust ERGO NEXT","locator":"line 198","section":"Home Inspector Insurance","source_url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","representation":"visible"},"jobTitle":"CFO","observedAt":"2026-10-26T00:28:40.158104845Z","relationship":"publisher"}],"jobTitle":"CFO","witnessIds":["urn:lumitra:person:nextinsurance.com:c9f6f7c54f2b6b31"],"fieldSources":{"jobTitle":{"url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","basis":"publisher_declared","format":"Published person (named with a role or their own mailbox on the site)","observedAt":"2026-10-26T00:28:40.158104845Z","relationship":"publisher"}},"roles":[{"source":{"url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","format":"Published person (named with a role or their own mailbox on the site)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:40.158104+00:00","capacity":"chief financial officer","title":"CFO"}]},"basis":"publisher_declared","fact_type":"people.person","schema_version":1,"first_observed_at":"2026-10-26T00:28:40.158104+00:00","last_confirmed_at":"2026-10-26T00:28:40.158104+00:00"},{"label":"TRAVIS J.","value":{"@id":"urn:lumitra:person:b88a939e-9361-4686-817a-8261ec6805ff","name":"TRAVIS J.","@type":"Person","sources":[{"url":"https://www.nextinsurance.com/business/adult-education-insurance/","format":"Published person (named with a role or their own mailbox on the site)","evidence":{"text":"One less thing to worry about ...\nAs a new owner of a nonprofit business that deals with the public, getting NEXT Insurance was the best thing for us. As we navigate so many new roads, we are happy not to worry abo ...\nLynne T.\nAwesome services and products\nGreat insurance I think all small businesses need to get their insurance. It is super simple and easy to deal with! I highly recommend it\nTRAVIS J.\nDirector\nThe whole process was quick and simple.\nKeren-Esther H.\nEasy and fast process\nI did Google searches for GL insurance. I came across Next. Upon entering my business info, I received a reasonable quote instantly and was able to secure GL coverage immediately! ...\nLakesha H.\nGreat experience!!\nGreat experience!!\nKent C.\nEasy, fast, no real problem.\nWe needed to switch our business insu","heading":"What customers say about us","locator":"line 162","section":"Adult Education Insurance","source_url":"https://www.nextinsurance.com/business/adult-education-insurance/","representation":"visible"},"jobTitle":"Director","observedAt":"2026-10-26T00:28:37.934088194Z","relationship":"publisher"}],"jobTitle":"Director","witnessIds":["urn:lumitra:person:nextinsurance.com:fc0a6c76e87eef86"],"fieldSources":{"jobTitle":{"url":"https://www.nextinsurance.com/business/adult-education-insurance/","basis":"publisher_declared","format":"Published person (named with a role or their own mailbox on the site)","observedAt":"2026-10-26T00:28:37.934088194Z","relationship":"publisher"}},"roles":[{"source":{"url":"https://www.nextinsurance.com/business/adult-education-insurance/","format":"Published person (named with a role or their own mailbox on the site)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:37.934088+00:00","capacity":"director","title":"Director"}]},"basis":"publisher_declared","fact_type":"people.person","schema_version":1,"first_observed_at":"2026-10-26T00:28:37.934088+00:00","last_confirmed_at":"2026-10-26T00:28:37.934088+00:00"},{"label":"Triston Fiscus","value":{"@id":"urn:lumitra:person:f420d0ce-601e-4057-a0a8-4906a4d04a73","name":"Triston Fiscus","@type":"Person","sources":[{"url":"https://www.nextinsurance.com/industry/retail-insurance/","format":"Published person (named with a role or their own mailbox on the site)","evidence":{"text":"ERGO NEXT Insurance reviews\nSuper easy to navigate\nSuper easy to navigate through the app, and easy to reach an agent on the phone if the need arrives.\nTriston Fiscus\nLove this insurance\nLove this insurance. Very trustworthy. Thank you!! And not really expensive!!!\nCharles Beckum\nGreat for new business owners\nAs a new business owner, I am new to the insurance process. Next makes everything easy to use and helps with understanding what is what.\nImari Henry","heading":"ERGO NEXT Insurance reviews","locator":"line 192","section":"Retail Insurance","source_url":"https://www.nextinsurance.com/industry/retail-insurance/","representation":"visible"},"jobTitle":"Love this insurance","observedAt":"2026-10-26T00:28:42.189875935Z","relationship":"publisher"}],"jobTitle":"Love this insurance","witnessIds":["urn:lumitra:person:nextinsurance.com:885e5b2ef668f028"],"fieldSources":{"jobTitle":{"url":"https://www.nextinsurance.com/industry/retail-insurance/","basis":"publisher_declared","format":"Published person (named with a role or their own mailbox on the site)","observedAt":"2026-10-26T00:28:42.189875935Z","relationship":"publisher"}},"roles":[{"source":{"url":"https://www.nextinsurance.com/industry/retail-insurance/","format":"Published person (named with a role or their own mailbox on the site)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:42.189875+00:00","capacity":"love thi insurance","title":"Love this insurance"}]},"basis":"publisher_declared","fact_type":"people.person","schema_version":1,"first_observed_at":"2026-10-26T00:28:42.189875+00:00","last_confirmed_at":"2026-10-26T00:28:42.189875+00:00"},{"label":"Wil Chan","value":{"@id":"urn:lumitra:person:35e1e8b5-b8f2-4adf-859f-caaeb67e5bbc","url":"https://www.nextinsurance.com/author/wil-chan/","name":"Wil Chan","@type":"Person","image":"https://www.nextinsurance.com/wp-content/uploads/2022/09/Wil-Chan.png","sources":[{"url":"https://www.nextinsurance.com/author/wil-chan/","format":"Published person (first-party JSON)","evidence":{"locator":"Person","source_url":"https://www.nextinsurance.com/author/wil-chan/","representation":"json_ld"},"jobTitle":"Contributing Writer, Business and Insurance","observedAt":"2026-10-26T00:28:49.83751334Z","relationship":"publisher"},{"url":"https://www.nextinsurance.com/author/wil-chan/","format":"Published person (schema.org)","evidence":{"locator":"Person","source_url":"https://www.nextinsurance.com/author/wil-chan/","representation":"json_ld"},"jobTitle":"Contributing Writer, Business and Insurance","observedAt":"2026-10-26T00:28:49.83751334Z","relationship":"publisher"}],"jobTitle":"Contributing Writer, Business and Insurance","witnessIds":["urn:lumitra:person:nextinsurance.com:7a4c2a7238520e18","urn:lumitra:person:nextinsurance.com:088bd20478fdae51"],"description":"Wil Chan has been a professional writer for more than ten years, with work featured in publications including Forbes and Greatist. He has run his own freelance business since 2016. As a small business owner, he feels passionate about helping self-employed people in all industries succeed.
","fieldSources":{"url":{"url":"https://www.nextinsurance.com/author/wil-chan/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:49.83751334Z","relationship":"publisher"},"image":{"url":"https://www.nextinsurance.com/author/wil-chan/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:49.83751334Z","relationship":"publisher"},"jobTitle":{"url":"https://www.nextinsurance.com/author/wil-chan/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:49.83751334Z","relationship":"publisher"},"description":{"url":"https://www.nextinsurance.com/author/wil-chan/","basis":"publisher_declared","format":"Published person (first-party JSON)","observedAt":"2026-10-26T00:28:49.83751334Z","relationship":"publisher"}},"roles":[{"source":{"url":"https://www.nextinsurance.com/author/wil-chan/","format":"Published person (first-party JSON)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:49.837513+00:00","capacity":"business and insurance","title":"Contributing Writer, Business and Insurance"},{"source":{"url":"https://www.nextinsurance.com/author/wil-chan/","format":"Published person (schema.org)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:49.837513+00:00","capacity":"business and insurance","title":"Contributing Writer, Business and Insurance"},{"source":{"url":"https://www.nextinsurance.com/author/wil-chan/","format":"Published person (first-party JSON)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:49.837513+00:00","capacity":"contributing writer","title":"Contributing Writer, Business and Insurance"},{"source":{"url":"https://www.nextinsurance.com/author/wil-chan/","format":"Published person (schema.org)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:49.837513+00:00","capacity":"contributing writer","title":"Contributing Writer, Business and Insurance"}]},"basis":"publisher_declared","fact_type":"people.person","schema_version":1,"first_observed_at":"2026-10-26T00:28:49.837513+00:00","last_confirmed_at":"2026-10-26T00:28:49.837513+00:00"},{"label":"Workers’ Compensation","value":{"@id":"urn:lumitra:person:3ab58332-98b1-485d-b3bf-f22c6229b5fb","name":"Workers’ Compensation","@type":"Person","image":"https://www.nextinsurance.com/wp-content/uploads/2022/06/dynamic-lob-coverage-wc_750x925.jpg.webp","sources":[{"url":"https://www.nextinsurance.com/business/acting-lessons-insurance/","format":"Published person (name and role labels)","evidence":{"text":"Workers’ Compensation\nFor business owners who hire employees\nWorkers’ compensation insurance helps to make sure workers are taken care of if they’re hurt on the job, while also protecting drama teachers and acting class business owners from significant financial losses after an accident. It’s legally required in most states for businesses with employees.\nworkers compensation can help you pay for:\nMedical expenses\nLost wages\nEmployer liability\nLearn more","heading":"Workers’ Compensation","locator":"div.DynamicLobCoverageModule-module-scss-module__iwtJlG__dynamicLobCoverageModuleContainer.DynamicLobCoverageModule-modu","section":"We’ll help you get the business insurance coverage you need","source_url":"https://www.nextinsurance.com/business/acting-lessons-insurance/","representation":"visible"},"jobTitle":"For business owners who hire employees","modified":"2026-09-24T17:46:21+00:00","observedAt":"2026-10-26T00:28:37.933989473Z","relationship":"publisher"},{"url":"https://www.nextinsurance.com/business/adult-education-insurance/","format":"Published person (name and role labels)","evidence":{"text":"Workers’ Compensation\nFor business owners who hire employees\nWorkers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if you have employees, and you might need coverage before you can get your teaching license. Choose business owner’s coverage with your policy to protect yourself.\nworkers compensation can help you pay for:\nMedical expenses\nLost wages\nEmployer liability\nLearn more","heading":"Workers’ Compensation","locator":"div.DynamicLobCoverageModule-module-scss-module__iwtJlG__dynamicLobCoverageModuleContainer.DynamicLobCoverageModule-modu","section":"We’ll help you get the business insurance coverage you need","source_url":"https://www.nextinsurance.com/business/adult-education-insurance/","representation":"visible"},"jobTitle":"For business owners who hire employees","modified":"2026-09-24T20:10:59+00:00","observedAt":"2026-10-26T00:28:37.934088194Z","relationship":"publisher"},{"url":"https://www.nextinsurance.com/business/arts-crafts-store-insurance/","format":"Published person (name and role labels)","evidence":{"text":"Workers' Compensation\nFor business owners who hire employees\nWorkers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if your arts and crafts store business has employees. Choose business owner’s coverage with your policy to protect yourself.\nworkers compensation can help you pay for:\nMedical expenses\nLost wages\nEmployer liability\nLearn more","heading":"Workers' Compensation","locator":"div.DynamicLobCoverageModule-module-scss-module__iwtJlG__dynamicLobCoverageModuleContainer.DynamicLobCoverageModule-modu","section":"We’ll help you get the business insurance coverage you need","source_url":"https://www.nextinsurance.com/business/arts-crafts-store-insurance/","representation":"visible"},"jobTitle":"For business owners who hire employees","modified":"2026-09-30T15:48:25+00:00","observedAt":"2026-10-26T00:28:49.83768396Z","relationship":"publisher"},{"url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","format":"Published person (name and role labels)","evidence":{"text":"Workers' Compensation\nFor business owners who hire employees\nWorkers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if you have employees. Choose business owner’s coverage with your policy to protect yourself.\nworkers compensation can help you pay for:\nMedical expenses\nLost wages\nEmployer liability\nLearn more","heading":"Workers' Compensation","locator":"div.DynamicLobCoverageModule-module-scss-module__iwtJlG__dynamicLobCoverageModuleContainer.DynamicLobCoverageModule-modu","section":"Affordable insurance to protect against common home inspector claims","source_url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","representation":"visible"},"jobTitle":"For business owners who hire employees","modified":"2026-10-05T08:58:57+00:00","observedAt":"2026-10-26T00:28:40.158104845Z","relationship":"publisher"},{"url":"https://www.nextinsurance.com/business/home-renovation-contractor-insurance/","format":"Published person (name and role labels)","evidence":{"text":"Workers' Compensation\nFor business owners who hire employees\nWorkers’ compensation insurance helps to make sure workers are taken care of if they’re hurt on the job, while also protecting home renovation contractor business owners from significant financial losses after an accident. It’s legally required in most states for businesses with employees.\nworkers compensation can help you pay for:\nMedical expenses\nLost wages\nEmployer liability\nLearn more","heading":"Workers' Compensation","locator":"div.DynamicLobCoverageModule-module-scss-module__iwtJlG__dynamicLobCoverageModuleContainer.DynamicLobCoverageModule-modu","section":"We’ll help you get the business insurance coverage you need","source_url":"https://www.nextinsurance.com/business/home-renovation-contractor-insurance/","representation":"visible"},"jobTitle":"For business owners who hire employees","modified":"2026-09-15T18:48:11+00:00","observedAt":"2026-10-26T00:28:35.790581971Z","relationship":"publisher"},{"url":"https://www.nextinsurance.com/business/management-consultant-insurance/","format":"Published person (name and role labels)","evidence":{"text":"Workers’ Compensation insurance\nFor business owners who hire employees\nIf you run a small management consulting firm with employees, most states require workers’ comp insurance. Workers’ compensation insurance can help cover medical expenses and lost wages if someone on your team becomes ill or injured at work.\nworkers compensation can help you pay for:\nMedical expenses\nLost wages\nEmployer liability\nLearn more","heading":"Workers’ Compensation insurance","locator":"div.DynamicLobCoverageModule-module-scss-module__iwtJlG__dynamicLobCoverageModuleContainer.DynamicLobCoverageModule-modu","section":"NEXT specializes in business insurance for management consultants","source_url":"https://www.nextinsurance.com/business/management-consultant-insurance/","representation":"visible"},"jobTitle":"For business owners who hire employees","modified":"2026-09-04T16:17:14+00:00","observedAt":"2026-10-26T00:28:13.070114976Z","relationship":"publisher"},{"url":"https://www.nextinsurance.com/business/mortgage-broker-insurance/","format":"Published person (name and role labels)","evidence":{"text":"Workers' Compensation\nFor business owners who hire employees\nWorkers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if you have employees. Choose business owner’s coverage with your policy to protect yourself.\nworkers compensation can help you pay for:\nMedical expenses\nLost wages\nEmployer liability\nLearn more","heading":"Workers' Compensation","locator":"div.DynamicLobCoverageModule-module-scss-module__iwtJlG__dynamicLobCoverageModuleContainer.DynamicLobCoverageModule-modu","section":"We’ll help you get the business insurance coverage you need","source_url":"https://www.nextinsurance.com/business/mortgage-broker-insurance/","representation":"visible"},"jobTitle":"For business owners who hire employees","modified":"2026-10-01T14:43:35+00:00","observedAt":"2026-10-26T00:28:40.158196362Z","relationship":"publisher"},{"url":"https://www.nextinsurance.com/business/pet-boarding-insurance/","format":"Published person (name and role labels)","evidence":{"text":"Workers’ Compensation\nFor business owners who hire employees\nWorkers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if your pet boarding business has employees. Choose business owner’s coverage with your policy to protect yourself.\nworkers compensation can help you pay for:\nMedical expenses\nLost wages\nEmployer liability\nLearn more","heading":"Workers’ Compensation","locator":"div.DynamicLobCoverageModule-module-scss-module__iwtJlG__dynamicLobCoverageModuleContainer.DynamicLobCoverageModule-modu","section":"We’ll help you get the business insurance coverage you need","source_url":"https://www.nextinsurance.com/business/pet-boarding-insurance/","representation":"visible"},"jobTitle":"For business owners who hire employees","modified":"2026-10-07T11:54:49+00:00","observedAt":"2026-10-26T00:29:00.645627204Z","relationship":"publisher"},{"url":"https://www.nextinsurance.com/business/pet-trainer-insurance/","format":"Published person (name and role labels)","evidence":{"text":"Workers’ Compensation\nFor business owners who hire employees\nWorkers’ compensation insurance helps to make sure workers are taken care of if they’re hurt on the job, while also protecting pet training business owners from significant financial losses after an accident. It’s legally required in most states for businesses with employees.\nworkers compensation can help you pay for:\nMedical expenses\nLost wages\nEmployer liability\nLearn more","heading":"Workers’ Compensation","locator":"div.DynamicLobCoverageModule-module-scss-module__iwtJlG__dynamicLobCoverageModuleContainer.DynamicLobCoverageModule-modu","section":"We’ll help you get the business insurance coverage you need","source_url":"https://www.nextinsurance.com/business/pet-trainer-insurance/","representation":"visible"},"jobTitle":"For business owners who hire employees","modified":"2026-10-08T09:17:44+00:00","observedAt":"2026-10-26T00:29:03.232085433Z","relationship":"publisher"},{"url":"https://www.nextinsurance.com/business/real-estate-agent-insurance/","format":"Published person (name and role labels)","evidence":{"text":"Workers' Compensation\nFor business owners who hire employees\nWorkers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if you have employees. Choose business owner’s coverage with your policy to protect yourself.\nworkers compensation can help you pay for:\nMedical expenses\nLost wages\nEmployer liability\nLearn more","heading":"Workers' Compensation","locator":"div.DynamicLobCoverageModule-module-scss-module__iwtJlG__dynamicLobCoverageModuleContainer.DynamicLobCoverageModule-modu","section":"We’ll help you get the business insurance coverage you need","source_url":"https://www.nextinsurance.com/business/real-estate-agent-insurance/","representation":"visible"},"jobTitle":"For business owners who hire employees","modified":"2026-09-04T16:22:10+00:00","observedAt":"2026-10-26T00:28:40.158097863Z","relationship":"publisher"},{"url":"https://www.nextinsurance.com/business/real-estate-appraisal-insurance/","format":"Published person (name and role labels)","evidence":{"text":"Workers' Compensation\nFor business owners who hire employees\nWorkers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if you have employees. Choose business owner’s coverage with your policy to protect yourself.\nworkers compensation can help you pay for:\nMedical expenses\nLost wages\nEmployer liability\nLearn more","heading":"Workers' Compensation","locator":"div.DynamicLobCoverageModule-module-scss-module__iwtJlG__dynamicLobCoverageModuleContainer.DynamicLobCoverageModule-modu","section":"Find the right real estate appraiser insurance for you","source_url":"https://www.nextinsurance.com/business/real-estate-appraisal-insurance/","representation":"visible"},"jobTitle":"For business owners who hire employees","modified":"2026-09-04T19:47:57+00:00","observedAt":"2026-10-26T00:28:42.189480296Z","relationship":"publisher"},{"url":"https://www.nextinsurance.com/business/real-estate-broker-insurance/","format":"Published person (name and role labels)","evidence":{"text":"Workers' Compensation\nFor business owners who hire employees\nWorkers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if you have employees. Choose business owner’s coverage with your policy to protect yourself.\nworkers compensation can help you pay for:\nMedical expenses\nLost wages\nEmployer liability\nLearn more","heading":"Workers' Compensation","locator":"div.DynamicLobCoverageModule-module-scss-module__iwtJlG__dynamicLobCoverageModuleContainer.DynamicLobCoverageModule-modu","section":"We specialize in providing the right type of real estate broker insurance for small businesses","source_url":"https://www.nextinsurance.com/business/real-estate-broker-insurance/","representation":"visible"},"jobTitle":"For business owners who hire employees","modified":"2026-10-07T11:44:54+00:00","observedAt":"2026-10-26T00:28:42.189586368Z","relationship":"publisher"}],"jobTitle":"For business owners who hire employees","witnessIds":["urn:lumitra:person:nextinsurance.com:192b3e0a7f043dd8","urn:lumitra:person:nextinsurance.com:06fc4df9a1aa9d9a","urn:lumitra:person:nextinsurance.com:dbdfad85a2085eae","urn:lumitra:person:nextinsurance.com:b1fe61ad8a7d2457","urn:lumitra:person:nextinsurance.com:85c87fd48bd43ad1","urn:lumitra:person:nextinsurance.com:26c43eee69baa673","urn:lumitra:person:nextinsurance.com:8e954178265b0783","urn:lumitra:person:nextinsurance.com:7f65a5aafc52528a","urn:lumitra:person:nextinsurance.com:b774e8da435d96b1","urn:lumitra:person:nextinsurance.com:c8ae8b30203d9309","urn:lumitra:person:nextinsurance.com:dd5f32e5e32e88d7","urn:lumitra:person:nextinsurance.com:e5b43ab384b190d0","urn:lumitra:person:nextinsurance.com:699c3fd21bda93b0"],"description":"Workers’ compensation insurance helps to make sure workers are taken care of if they’re hurt on the job, while also protecting drama teachers and acting class business owners from significant financial losses after an accident. It’s legally required in most states for businesses with employees.\n\nworkers compensation can help you pay for:\n\nMedical expenses\n\nLost wages\n\nEmployer liability\n\nLearn more","sourceCount":13,"fieldSources":{"image":{"url":"https://www.nextinsurance.com/business/acting-lessons-insurance/","basis":"publisher_declared","format":"Published person (name and role labels)","observedAt":"2026-10-26T00:28:37.933989473Z","relationship":"publisher"},"jobTitle":{"url":"https://www.nextinsurance.com/business/acting-lessons-insurance/","basis":"publisher_declared","format":"Published person (name and role labels)","observedAt":"2026-10-26T00:28:37.933989473Z","relationship":"publisher"},"description":{"url":"https://www.nextinsurance.com/business/acting-lessons-insurance/","basis":"publisher_declared","format":"Published person (name and role labels)","observedAt":"2026-10-26T00:28:37.933989473Z","relationship":"publisher"}},"alternateName":["Workers’ Compensation insurance"],"roles":[{"source":{"url":"https://www.nextinsurance.com/business/adult-education-insurance/","format":"Published person (name and role labels)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:37.934088+00:00","capacity":"for business owner who hire employee","title":"For business owners who hire employees"},{"source":{"url":"https://www.nextinsurance.com/business/acting-lessons-insurance/","format":"Published person (name and role labels)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:37.933989+00:00","capacity":"for business owner who hire employee","title":"For business owners who hire employees"},{"source":{"url":"https://www.nextinsurance.com/business/management-consultant-insurance/","format":"Published person (name and role labels)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:13.070114+00:00","capacity":"for business owner who hire employee","title":"For business owners who hire employees"},{"source":{"url":"https://www.nextinsurance.com/business/real-estate-investor-insurance/","format":"Published person (name and role labels)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:42.189668+00:00","capacity":"for business owner who hire employee","title":"For business owners who hire employees"},{"source":{"url":"https://www.nextinsurance.com/business/pet-boarding-insurance/","format":"Published person (name and role labels)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:29:00.645627+00:00","capacity":"for business owner who hire employee","title":"For business owners who hire employees"},{"source":{"url":"https://www.nextinsurance.com/business/home-renovation-contractor-insurance/","format":"Published person (name and role labels)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:35.790581+00:00","capacity":"for business owner who hire employee","title":"For business owners who hire employees"},{"source":{"url":"https://www.nextinsurance.com/business/mortgage-broker-insurance/","format":"Published person (name and role labels)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:40.158196+00:00","capacity":"for business owner who hire employee","title":"For business owners who hire employees"},{"source":{"url":"https://www.nextinsurance.com/business/home-inspectors-insurance/","format":"Published person (name and role labels)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:40.158104+00:00","capacity":"for business owner who hire employee","title":"For business owners who hire employees"},{"source":{"url":"https://www.nextinsurance.com/business/pet-trainer-insurance/","format":"Published person (name and role labels)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:29:03.232085+00:00","capacity":"for business owner who hire employee","title":"For business owners who hire employees"},{"source":{"url":"https://www.nextinsurance.com/business/real-estate-agent-insurance/","format":"Published person (name and role labels)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:40.158097+00:00","capacity":"for business owner who hire employee","title":"For business owners who hire employees"},{"source":{"url":"https://www.nextinsurance.com/business/arts-crafts-store-insurance/","format":"Published person (name and role labels)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:49.837683+00:00","capacity":"for business owner who hire employee","title":"For business owners who hire employees"},{"source":{"url":"https://www.nextinsurance.com/business/real-estate-appraisal-insurance/","format":"Published person (name and role labels)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:42.189480+00:00","capacity":"for business owner who hire employee","title":"For business owners who hire employees"},{"source":{"url":"https://www.nextinsurance.com/business/real-estate-broker-insurance/","format":"Published person (name and role labels)","published":"","relationship":"publisher"},"observed_at":"2026-10-26T00:28:42.189586+00:00","capacity":"for business owner who hire employee","title":"For business owners who hire employees"}]},"basis":"publisher_declared","fact_type":"people.person","schema_version":1,"first_observed_at":"2026-10-26T00:28:13.070114+00:00","last_confirmed_at":"2026-10-26T00:29:03.232085+00:00"}],"candidates":[],"collection":{"status":"partial","observed_at":"2026-10-26T00:30:47.845628Z","reasons":["people pages read in part: 126 unresolved, 786 not reached, 1638 deferred, 0 failed, 0 read only in part"]}},"outbound_links":{"title":"Outbound links","facts":[{"label":"Third-party sites linked","value":133,"basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:34.751400+00:00","last_confirmed_at":"2026-10-26T00:30:18.591465+00:00","about_ref":"self"},{"label":"More linked sites than shown","value":108,"basis":"derived","via":["section cap, not a count"],"first_observed_at":"2026-10-26T00:27:34.751400+00:00","last_confirmed_at":"2026-10-26T00:30:18.591465+00:00","about_ref":"self"},{"label":"bbb.org","value":"Better Business Bureau","basis":"publisher_declared","via":["195 link observation(s)"],"first_observed_at":"2026-10-26T00:27:34.751400+00:00","last_confirmed_at":"2026-10-26T00:27:34.751400+00:00","about_ref":"self"},{"label":"linkedin.com","value":"5 distinct paths linked","basis":"derived","via":["26 link observation(s)"],"first_observed_at":"2026-10-26T00:28:47.089872+00:00","last_confirmed_at":"2026-10-26T00:28:47.089872+00:00","about_ref":"self"},{"label":"insurancebusinessmag.com","value":"12 distinct paths linked","basis":"derived","via":["24 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"},{"label":"twitter.com","value":"twitter","basis":"publisher_declared","via":["22 link observation(s)"],"first_observed_at":"2026-10-26T00:28:08.267642+00:00","last_confirmed_at":"2026-10-26T00:28:08.267642+00:00","about_ref":"self"},{"label":"twitter.com","value":"Twitter","basis":"publisher_declared","via":["2 link observation(s)"],"first_observed_at":"2026-10-26T00:28:08.267642+00:00","last_confirmed_at":"2026-10-26T00:28:08.267642+00:00","about_ref":"self"},{"label":"facebook.com","value":"facebook","basis":"publisher_declared","via":["22 link observation(s)"],"first_observed_at":"2026-10-26T00:28:47.089657+00:00","last_confirmed_at":"2026-10-26T00:28:47.089657+00:00","about_ref":"self"},{"label":"forbes.com","value":"8 distinct paths linked","basis":"derived","via":["16 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"},{"label":"careers.munichre.com","value":"ERGO","basis":"publisher_declared","via":["7 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.185164+00:00","last_confirmed_at":"2026-10-26T00:27:41.185164+00:00","about_ref":"self"},{"label":"careers.munichre.com","value":"Munich Re","basis":"publisher_declared","via":["7 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.185164+00:00","last_confirmed_at":"2026-10-26T00:27:41.185164+00:00","about_ref":"self"},{"label":"insurancejournal.com","value":"6 distinct paths linked","basis":"derived","via":["12 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"},{"label":"cnbc.com","value":"4 distinct paths linked","basis":"derived","via":["8 link observation(s)"],"first_observed_at":"2026-10-26T00:28:08.268214+00:00","last_confirmed_at":"2026-10-26T00:28:08.268214+00:00","about_ref":"self"},{"label":"dig-in.com","value":"4 distinct paths linked","basis":"derived","via":["8 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"},{"label":"iireporter.com","value":"4 distinct paths linked","basis":"derived","via":["8 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"},{"label":"consumer.ftc.gov","value":"https://consumer.ftc.gov/ articles/job-scams","basis":"publisher_declared","via":["7 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.185164+00:00","last_confirmed_at":"2026-10-26T00:27:41.185164+00:00","about_ref":"self"},{"label":"crowdfundinsider.com","value":"LegalZoom, NEXT Insurance to Create Embedded Experience for Small Business Insurance February 13, 2023 Read More","basis":"publisher_declared","via":["2 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"},{"label":"crowdfundinsider.com","value":"Insurtech Firm NEXT Insurance Appoints Jack Ramsey to Lead Agent Business April 24, 2023 Read More","basis":"publisher_declared","via":["2 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"},{"label":"crowdfundinsider.com","value":"Insurtech: NEXT Insurance Announces Availability of Business Owner’s Policy, a Solution for Small Businesses June 7, 2024 Read More","basis":"publisher_declared","via":["2 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"},{"label":"gobankingrates.com","value":"Dining out Is in Again, and Many Are Going Local To Support Indy Restaurants May 24, 2022 Read More","basis":"publisher_declared","via":["2 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"},{"label":"gobankingrates.com","value":"Most Small Businesses Have Little Knowledge of Insurance — Here’s What You Need, and Where To Find It April 25, 2023 Read More","basis":"publisher_declared","via":["2 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"},{"label":"gobankingrates.com","value":"Tax Season Adds Pressure to Small Businesses Already Stung by Inflation & Labor Shortages April 18, 2022 Read More","basis":"publisher_declared","via":["2 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"},{"label":"iamagazine.com","value":"How Agents Can Help Small Businesses in a CAT-Exposed Hard Market June 30, 2025 Read More","basis":"publisher_declared","via":["2 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"},{"label":"iamagazine.com","value":"The New Model: Why AI Won’t Replace Independent Insurance Agents May 13, 2026 Read More","basis":"publisher_declared","via":["2 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"},{"label":"iamagazine.com","value":"NEXT Announces Multi-Location Workers Comp Coverage Read More","basis":"publisher_declared","via":["2 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"},{"label":"leg.state.nv.us","value":"fined","basis":"publisher_declared","via":["3 link observation(s)"],"first_observed_at":"2026-10-26T00:28:08.268289+00:00","last_confirmed_at":"2026-10-26T00:28:08.268289+00:00","about_ref":"self"},{"label":"leg.state.nv.us","value":"24 hours of classroom instruction","basis":"publisher_declared","via":["3 link observation(s)"],"first_observed_at":"2026-10-26T00:28:08.268289+00:00","last_confirmed_at":"2026-10-26T00:28:08.268289+00:00","about_ref":"self"},{"label":"azica.gov","value":"5 distinct paths linked","basis":"derived","via":["5 link observation(s)"],"first_observed_at":"2026-10-26T00:29:03.232171+00:00","last_confirmed_at":"2026-10-26T00:29:03.232171+00:00","about_ref":"self"},{"label":"law.justia.com","value":"5 distinct paths linked","basis":"derived","via":["5 link observation(s)"],"first_observed_at":"2026-10-26T00:29:03.232116+00:00","last_confirmed_at":"2026-10-26T00:29:03.232116+00:00","about_ref":"self"},{"label":"businessinsurance.com","value":"Jack Ramsey \"Up Close\" profile May 24, 2023 Read More","basis":"publisher_declared","via":["2 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"},{"label":"businessinsurance.com","value":"Video: The BI Interview with Chris Rhodes of Next Insurance July 25, 2023 Read More","basis":"publisher_declared","via":["2 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"},{"label":"dir.ca.gov","value":"4 distinct paths linked","basis":"derived","via":["4 link observation(s)"],"first_observed_at":"2026-10-26T00:29:03.232007+00:00","last_confirmed_at":"2026-10-26T00:29:03.232007+00:00","about_ref":"self"},{"label":"ergo.com","value":"ERGO Group","basis":"publisher_declared","via":["4 link observation(s)"],"first_observed_at":"2026-10-26T00:27:39.996463+00:00","last_confirmed_at":"2026-10-26T00:27:39.996463+00:00","about_ref":"self"},{"label":"inc.com","value":"5 million","basis":"publisher_declared","via":["2 link observation(s)"],"first_observed_at":"2026-10-26T00:28:08.268214+00:00","last_confirmed_at":"2026-10-26T00:28:08.268214+00:00","about_ref":"self"},{"label":"inc.com","value":"Inc.’s Best-Led Companies","basis":"publisher_declared","via":["2 link observation(s)"],"first_observed_at":"2026-10-26T00:28:08.268214+00:00","last_confirmed_at":"2026-10-26T00:28:08.268214+00:00","about_ref":"self"},{"label":"insurancejournal.tv","value":"The One Unlock That Could Transform Agencies | ITC Vegas November 21, 2025 Read More","basis":"publisher_declared","via":["2 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"},{"label":"insurancejournal.tv","value":"How Tech-Native Carriers Are Forcing Legacy Insurance to Pivot | ITC Vegas November 26, 2025 Read More","basis":"publisher_declared","via":["2 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"},{"label":"lni.wa.gov","value":"L&I department","basis":"publisher_declared","via":["2 link observation(s)"],"first_observed_at":"2026-10-26T00:28:47.090010+00:00","last_confirmed_at":"2026-10-26T00:28:47.090010+00:00","about_ref":"self"},{"label":"lni.wa.gov","value":"Washington State Department of Labor & Industries","basis":"publisher_declared","via":["1 link observation(s)"],"first_observed_at":"2026-10-26T00:28:47.090010+00:00","last_confirmed_at":"2026-10-26T00:28:47.090010+00:00","about_ref":"self"},{"label":"lni.wa.gov","value":"electronic insurance submissions","basis":"publisher_declared","via":["1 link observation(s)"],"first_observed_at":"2026-10-26T00:28:47.090010+00:00","last_confirmed_at":"2026-10-26T00:28:47.090010+00:00","about_ref":"self"},{"label":"propertycasualty360.com","value":"Focused on the future for insurtechs February 11, 2023 Read More","basis":"publisher_declared","via":["2 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"},{"label":"propertycasualty360.com","value":"The future of insurance isn't agent-free — it's agent-optimized April 1, 2026 Read More","basis":"publisher_declared","via":["2 link observation(s)"],"first_observed_at":"2026-10-26T00:27:41.750702+00:00","last_confirmed_at":"2026-10-26T00:27:41.750702+00:00","about_ref":"self"}]},"locations":{"title":"Locations","facts":[{"label":"ERGO NEXT Insurance","value":{"url":"https://www.nextinsurance.com/","name":"ERGO NEXT Insurance","@type":"InsuranceAgency","address":{"@type":"PostalAddress","postalCode":"94306","addressRegion":"CA","streetAddress":"490 California Ave","addressCountry":"US","addressLocality":"Palo Alto"}},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/daycare-insurance/"],"first_observed_at":"2026-10-26T00:28:19.839976+00:00","last_confirmed_at":"2026-10-26T00:28:19.839976+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Palo Alto","value":{"@type":"Place","address":{"@type":"PostalAddress","postalCode":"94304","addressRegion":"CA","streetAddress":"5 p.m. CT","addressLocality":"Palo Alto"}},"basis":"directly_observed","via":["https://www.nextinsurance.com/industry/financial-services-insurance/"],"first_observed_at":"2026-10-26T00:28:35.790492+00:00","last_confirmed_at":"2026-10-26T00:28:35.790492+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Palo Alto","value":{"@type":"Place","address":{"@type":"PostalAddress","postalCode":"94304","addressRegion":"CA","streetAddress":"975 California Ave","addressLocality":"Palo Alto"}},"basis":"directly_observed","via":["https://www.nextinsurance.com/blog/what-is-cybercrime/"],"first_observed_at":"2026-10-26T00:28:47.089657+00:00","last_confirmed_at":"2026-10-26T00:28:47.089657+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"}]},"content":{"title":"Content","facts":[{"label":"URLs declared in sitemaps","value":2125,"basis":"publisher_declared","via":["sitemap.xml","2124 retained past the parse cap"],"first_observed_at":"2026-10-26T00:27:34.751400+00:00","last_confirmed_at":"2026-10-26T00:30:18.591465+00:00","about_ref":"self"},{"label":"Homepage","value":"https://www.nextinsurance.com/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:34.754531+00:00","last_confirmed_at":"2026-10-26T00:27:34.754531+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/about-us/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/accessibility/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/agents/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/artificial-intelligence-terms/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/become-a-next-insurance-affiliate/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/become-a-next-insurance-agent/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/become-a-partner/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/blog/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/business-income-insurance/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/business-insurance/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/business-owners-policy/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/careers/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:34.751400+00:00","last_confirmed_at":"2026-10-26T00:27:34.751400+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/employment-practices-liability-insurance/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/hired-and-non-owned-auto-insurance/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/insurance-resources/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/newsroom/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/privacy-policy/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/terms-of-service/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/author/ergo-next-insurance-corporate-communications/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:28:42.189207+00:00","last_confirmed_at":"2026-10-26T00:28:42.189207+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/author/ergo-next-insurance-staff/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:28:13.070267+00:00","last_confirmed_at":"2026-10-26T00:28:13.070267+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/author/jessica-crosby","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:43.936810+00:00","last_confirmed_at":"2026-10-26T00:27:43.936810+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/author/julie-roseland/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:28:45.047414+00:00","last_confirmed_at":"2026-10-26T00:28:45.047414+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/author/mary-beth-eastman/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:28:45.047560+00:00","last_confirmed_at":"2026-10-26T00:28:45.047560+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/author/matt-crawford","basis":"publisher_declared","first_observed_at":"2026-10-26T00:28:08.268289+00:00","last_confirmed_at":"2026-10-26T00:28:08.268289+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/author/sage-curtis/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:28:45.047801+00:00","last_confirmed_at":"2026-10-26T00:28:45.047801+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/author/wil-chan","basis":"publisher_declared","first_observed_at":"2026-10-26T00:28:47.089657+00:00","last_confirmed_at":"2026-10-26T00:28:47.089657+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/blog/bold-penguin-partners-with-next-insurance-to-expand-product-offerings-on-terminal/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/blog/business-loan-terms","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:39.996649+00:00","last_confirmed_at":"2026-10-26T00:27:39.996649+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/blog/highest-paying-construction-jobs/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/blog/plumber-licensing-requirements/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/blog/property-management-license-requirements/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/blog/risk-management-plan-for-daycare-centers/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/blog/small-business-risk-management/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/blog/tips-for-starting-your-own-property-management-company/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/blog/what-is-cybercrime/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/business-insurance/llc-insurance/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/business-insurance/self-employed-insurance/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/business/acting-lessons-insurance/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"URL","value":"https://www.nextinsurance.com/business/adult-education-insurance/","basis":"publisher_declared","first_observed_at":"2026-10-26T00:27:37.535275+00:00","last_confirmed_at":"2026-10-26T00:27:37.535275+00:00","about_ref":"self"},{"label":"More pages known than shown","value":2157,"basis":"derived","via":["section cap, not a count of the site"],"first_observed_at":"2026-10-26T00:27:34.751400+00:00","last_confirmed_at":"2026-10-26T00:30:18.591465+00:00","about_ref":"self"},{"label":"Filtered views of those pages","value":130,"basis":"derived","via":["URLs carrying a query string, not listed individually"],"first_observed_at":"2026-10-26T00:27:34.751400+00:00","last_confirmed_at":"2026-10-26T00:30:18.591465+00:00","about_ref":"self"}]},"apps":{"title":"Apps","facts":[{"label":"Apple app","value":"ERGO NEXT Insurance","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple app listing","value":"https://apps.apple.com/us/app/ergo-next-insurance/id1580721755?uo=4","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple app ID","value":"1580721755","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple app bundle ID","value":"com.next-insurance","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple developer","value":"Next insurance, inc","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple seller","value":"Next Insurance Inc.","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple developer page","value":"https://apps.apple.com/us/developer/next-insurance-inc/id1580722147?uo=4","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple app category","value":"Finance","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple app version","value":"1.4.1","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple app first released","value":"2021-12-28T08:00:00Z","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple app last updated","value":"2026-10-25T22:16:46Z","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple app rating","value":"4.92","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple app ratings count","value":"14821","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple app price","value":"Free","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple app content rating","value":"17+","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple app minimum iOS","value":"15.6","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple app languages","value":["EN"],"basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple app size (bytes)","value":39213056,"basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple developer website","value":"https://www.nextinsurance.com/","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple app icon","value":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/14/7f/ae/147faed6-85de-f54e-e374-542c2afc07b7/AppIcon-0-0-1x_U007ephone-0-1-sRGB-85-220.png/512x512bb.jpg","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple app screenshots","value":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/18/11/8e/18118ec7-157c-4f8b-d3a8-901028ee2c63/Claims.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3e/d1/49/3ed1494f-597d-1364-e185-b4e25ff00e32/Instant_proof.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1f/13/46/1f1346a9-e542-38fc-8fbd-cd0de7257b6e/Loader.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/23/9b/9a/239b9ad5-2c6d-2f2a-038b-887dab7457a3/Live_certificates.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f5/bc/bd/f5bcbd52-af05-7268-4a52-bd2de1811cb0/Notifications.png/320x480bb.jpg"],"basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple app description","value":"The ERGO NEXT mobile app lets you manage your business insurance from wherever you are. Create and send certificates of insurance instantly from your phone, view policy docs with a tap, and get fast notifications on claims, payments, and more. \n\nOUR APP EXPERIENCE\nWith our app, you have the power to manage your business insurance from anywhere, any time, so you can: \n\nCustomize and share certificates of insurance \nAdd unlimited third parties to your certs\nManage third party certificate followers \nUpdate your account information\nModify your coverage Instantly\nFile a claim in minutes\n\n\nCUSTOMIZE AND SHARE CERTIFICATES \nNeed proof of insurance? No problem. You can quickly and easily create a customized certificate of insurance and share it with a client, landlord, or anyone else who needs to know you’re insured.\n\nADD UNLIMITED THIRD PARTIES TO YOUR CERTIFICATE\nYour certs need to keep up with your business as it changes and grows. Got a new client or vendor? Add them to your cert in seconds straight from the app.\n\nMANAGE THIRD PARTY FOLLOWERS\nHey, you’re pretty popular! Manage who can see your live certificate in the app, so your followers are always up to date.\n\nPUSH NOTIFICATIONS \nWhen it comes to something as important as your insurance, you never want to miss a thing. Push notifications from our app help you stay up to date every step of the way. \n\nEDIT YOUR ACCOUNT AND COVERAGE AT NO CHARGE\nWe’re not into the whole “hidden fee” thing. It’s your account, and you should be able to update it without any hassles or extra charges.\n\nFILE CLAIMS IN MINUTES\nFiling a claim is never fun, but we’re here to help. Use the app to share the details of what happened and upload your photos or documentation, then we’ll take it from there. \n\nADD COVERAGE\nWe make it fast and easy for you to add more coverage as your business changes and grows. Plus, we offer discounts for bundling.\n\n\n*****\n\nMORE ABOUT ERGO NEXT\nWe were founded by small business owners like you, and we’re 100% dedicated to small businesses and the self-employed. \n\nLicensed in all 50 states + Washington, D.C.\nServing 300,000+ customers\nRated “A- Excellent” by AM Best\nRated 4.8 out of 5 stars by customers \nFeatured in Forbes, Wall Street Journal, CNN, CNBC, Reuters, Insurance Insider and many more\n\nT&C: https://www.nextinsurance.com/terms-of-use/\nPrivacy Policy: https://www.nextinsurance.com/privacy-policy/","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple app release notes (current version)","value":"Some bug fixes","basis":"external_source","via":["https://itunes.apple.com/lookup?id=1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://itunes.apple.com"},{"label":"Apple app declared by this site","value":"https://apps.apple.com/us/app/next-insurance/id1580721755","basis":"publisher_declared","via":["https://apps.apple.com/us/app/next-insurance/id1580721755"],"about_ref":"relationship:6e0163c8-0529-4d48-b872-ddd618e9cc23","source_surface_ref":"https://apps.apple.com"},{"label":"Google Play app","value":"ERGO NEXT Insurance","basis":"external_source","via":["https://play.google.com/store/apps/details?id=com.nextinsurance&hl=en&gl=US"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"},{"label":"Google Play app listing","value":"https://play.google.com/store/apps/details?id=com.nextinsurance","basis":"external_source","via":["https://play.google.com/store/apps/details?id=com.nextinsurance&hl=en&gl=US"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"},{"label":"Google Play package","value":"com.nextinsurance","basis":"external_source","via":["https://play.google.com/store/apps/details?id=com.nextinsurance&hl=en&gl=US"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"},{"label":"Google Play developer","value":"Next Insurance Inc.","basis":"external_source","via":["https://play.google.com/store/apps/details?id=com.nextinsurance&hl=en&gl=US"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"},{"label":"Google Play developer page","value":"https://play.google.com/store/apps/developer?id=Next+Insurance+Inc.","basis":"external_source","via":["https://play.google.com/store/apps/details?id=com.nextinsurance&hl=en&gl=US"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"},{"label":"Google Play app category","value":"Finance","basis":"external_source","via":["https://play.google.com/store/apps/details?id=com.nextinsurance&hl=en&gl=US"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"},{"label":"Google Play app last updated","value":"Oct 25, 2026","basis":"external_source","via":["https://play.google.com/store/apps/details?id=com.nextinsurance&hl=en&gl=US"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"},{"label":"Google Play app rating","value":"4.9","basis":"external_source","via":["https://play.google.com/store/apps/details?id=com.nextinsurance&hl=en&gl=US"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"},{"label":"Google Play app ratings count","value":"3.92K","basis":"external_source","via":["https://play.google.com/store/apps/details?id=com.nextinsurance&hl=en&gl=US"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"},{"label":"Google Play downloads","value":"100K+","basis":"external_source","via":["https://play.google.com/store/apps/details?id=com.nextinsurance&hl=en&gl=US"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"},{"label":"Google Play app price","value":"0","basis":"external_source","via":["https://play.google.com/store/apps/details?id=com.nextinsurance&hl=en&gl=US"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"},{"label":"Google Play app content rating","value":"Everyone","basis":"external_source","via":["https://play.google.com/store/apps/details?id=com.nextinsurance&hl=en&gl=US"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"},{"label":"Google Play support email","value":"support@next-insurance.com","basis":"external_source","via":["https://play.google.com/store/apps/details?id=com.nextinsurance&hl=en&gl=US"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"},{"label":"Google Play developer website","value":"https://www.nextinsurance.com/","basis":"external_source","via":["https://play.google.com/store/apps/details?id=com.nextinsurance&hl=en&gl=US"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"},{"label":"Google Play privacy policy","value":"https://www.nextinsurance.com/privacy-policy/","basis":"external_source","via":["https://play.google.com/store/apps/details?id=com.nextinsurance&hl=en&gl=US"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"},{"label":"Google Play app icon","value":"https://play-lh.googleusercontent.com/YmfAlvFZ8fZPL3Iepwhi9Nje-v2hcAoRrCTnnpjP_X7NEHUV9c0VbTkC7bAZBxkwfnE_PufeSU8fb3NqCl3Jyw=w240-h480-rw","basis":"external_source","via":["https://play.google.com/store/apps/details?id=com.nextinsurance&hl=en&gl=US"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"},{"label":"Google Play app screenshots","value":["https://play-lh.googleusercontent.com/pgClDNqGiU7K8e4NoTE-7uotUGeRAIC1yCM99QsRJtJ8bx_xWqo_lXxti-K9f_FmlZDqSLCFPh5ObX7jzEc=w526-h296-rw","https://play-lh.googleusercontent.com/LdXHHwPZQia9JTNUw6THGQNVXLc0sd38x7M26M7Ga1212EyRBd9IPH2s940l8DnCKMRhFFv07LbJvH8UFysjmuo=w526-h296-rw","https://play-lh.googleusercontent.com/36Rfksr7nrTDG7YL4SVWqIGjgH4oR9OSmJn4wJ6B7SXqS8m0PhtwIe1As0stcqRtMFRF07fTEUsJLHn2q9bv4w=w526-h296-rw","https://play-lh.googleusercontent.com/IvJ1QRW5atAz52ZoIKGEalcxFMQ0gze2ZAzZWS-m0L0oZvCqp2wzURCwvZdYRXTiZDMJH1ZwGJceO2kivimBbQ=w526-h296-rw","https://play-lh.googleusercontent.com/Cl4DuE-FYEFu4vHgEXVc47qX91a0wE_To4woKSWp3gziwViDl6cq4h5NUurxs6ZVJVbd69r6LsuHeh6mJiwbcB8=w526-h296-rw"],"basis":"external_source","via":["https://play.google.com/store/apps/details?id=com.nextinsurance&hl=en&gl=US"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"},{"label":"Google Play app description","value":"ERGO NEXT is 100% dedicated to helping your business thrive. Our mobile app helps you manage your certificates of insurance on the go. \n\nOur app experience\nOur app gives you the power to manage your business insurance from anywhere, any time, so you can: \n\n- Customize and share certificates of insurance \n- Add unlimited third parties to your certs\n- Manage third party certificate followers\n- Update your account information\n- Modify your coverage instantly\n- File claims\n\nCOI in your POCKET \nA unique mobile optimized COI experience to create, customize and send your COI in seconds with just a tap and swipe.\n\nADD UNLIMITED THIRD PARTIES TO YOUR CERTIFICATES\nYour certs need to keep up with your business as it changes and grows. Got a new client or vendor? Add them to your cert in seconds straight from the app.\n\nMANAGE THIRD PARTY FOLLOWERS\nHey, you’re pretty popular! Make sure your fans and followers are all up to date on your certificates — you can manage who sees your certificates in the app.\n\nACCESS ON THE GO \nDirect access to your COI and coverage with one tap. Easy and quick servicing on the go to get the job and focus on your business.\n\nPUSH NOTIFICATIONS \nWhen it comes to something as important as your insurance, you never want to miss a thing. Push notifications from our app help you stay up to date every step of the way.\n\nKEEP UP TO DATE ON YOUR COVERAGE\nOur app helps you stay on top of things with push notifications and in-your-pocket account accessibility. \n\nEDIT YOUR ACCOUNT AND COVERAGE AT NO CHARGE\nWe’re not into the whole “hidden fee” thing. It’s your account, and you should be able to update it without any hassles or extra charges.\n\nFILE CLAIMS IN MINUTES\nFiling a claim is never fun, but we’re here to help. Use the app to share the details of what happened and upload your photos or documentation, then we’ll take it from there. \n\nADD COVERAGE\nWe already know the basic info about your business, so we make it fast and easy for you to answer just a few extra questions to add more coverage. Plus, we offer discounts for bundling.\n\nMore About NEXT\nWe were founded by small business owners like you, and we’re 100% dedicated to small businesses and the self-employed. \n\nLicensed in all 50 states + Washington, D.C.\nServing 300,000+ customers\nRated “A- Excellent” by AM Best\nRated 4.8 out of 5 stars by customers \nFeatured in Forbes, Wall Street Journal, CNN, CNBC, Reuters, Insurance Insider and many more\n\nT&C: https://www.nextinsurance.com/terms-of-use/\nPrivacy Policy: https://www.nextinsurance.com/privacy-policy/","basis":"external_source","via":["https://play.google.com/store/apps/details?id=com.nextinsurance&hl=en&gl=US"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"},{"label":"Google Play app release notes (current version)","value":"Some bug fixes","basis":"external_source","via":["https://play.google.com/store/apps/details?id=com.nextinsurance&hl=en&gl=US"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"},{"label":"Google Play app declared by this site","value":"https://play.google.com/store/apps/details?id=com.nextinsurance","basis":"publisher_declared","via":["https://play.google.com/store/apps/details?id=com.nextinsurance"],"about_ref":"relationship:3db5b92c-f08b-4200-9cad-ec6a9d0d4556","source_surface_ref":"https://play.google.com"}]},"feeds":{"title":"Feeds","facts":[]},"github":{"title":"GitHub","facts":[]},"sec_edgar":{"title":"SEC EDGAR","facts":[{"label":"Issuer","value":"Next Insurance, Inc.","basis":"external_source","via":["https://data.sec.gov/submissions/CIK0001703356.json","https://www.nextinsurance.com/"],"about_ref":"unbound","source_surface_ref":"https://data.sec.gov"},{"label":"Reached by","value":"the one current EDGAR registrant filing the exact legal name Next Insurance, Inc the site prints, whose business and mailing addresses EDGAR files in CA, where the record holds premises","basis":"external_source","via":["https://data.sec.gov/submissions/CIK0001703356.json","https://www.nextinsurance.com/"],"about_ref":"unbound","source_surface_ref":"https://data.sec.gov"},{"label":"CIK","value":"1703356","basis":"external_source","via":["https://data.sec.gov/submissions/CIK0001703356.json","https://www.nextinsurance.com/"],"about_ref":"unbound","source_surface_ref":"https://data.sec.gov"},{"label":"Entity type","value":"other","basis":"external_source","via":["https://data.sec.gov/submissions/CIK0001703356.json","https://www.nextinsurance.com/"],"about_ref":"unbound","source_surface_ref":"https://data.sec.gov"},{"label":"State of incorporation","value":"DE","basis":"external_source","via":["https://data.sec.gov/submissions/CIK0001703356.json","https://www.nextinsurance.com/"],"about_ref":"unbound","source_surface_ref":"https://data.sec.gov"},{"label":"Fiscal year end","value":"12-31","basis":"external_source","via":["https://data.sec.gov/submissions/CIK0001703356.json","https://www.nextinsurance.com/"],"about_ref":"unbound","source_surface_ref":"https://data.sec.gov"},{"label":"Business address","value":"409 SHERMAN AVE., PALO ALTO, CA, 94306","basis":"external_source","via":["https://data.sec.gov/submissions/CIK0001703356.json","https://www.nextinsurance.com/"],"about_ref":"unbound","source_surface_ref":"https://data.sec.gov"},{"label":"Exempt offering notice (D) 0000947871-23-001077","value":{"url":"https://www.sec.gov/Archives/edgar/data/1703356/000094787123001077/0000947871-23-001077-index.html","form":"D","@type":"SECOffering","filed":"2023-11-14","scope":"A notice of an exempt securities offering as the issuer filed it with the SEC: what it offered and sold, to how many investors, at what minimum, from when. SEC does not verify it. It is not revenue, a valuation or a list of the issuer's owners. The issuer is the entity the notice names, which may be the business's own operating entity or a vehicle related to it; the notice alone does not say which.","currency":"USD","accession":"0000947871-23-001077","issuerName":"Next Insurance, Inc.","signatures":[{"issuerName":"Next Insurance, Inc.","nameOfSigner":"Teodora Gouneva","signatureDate":"2023-11-14","signatureTitle":"Chief Financial Officer"}],"documentURL":"https://www.sec.gov/Archives/edgar/data/1703356/000094787123001077/primary_doc.xml","findersFees":"0","isAmendment":false,"relatedPersons":[{"name":"Guy Goldstein","relationships":["Executive Officer","Director"]},{"name":"Eitan Bek","relationships":["Director"]},{"name":"Oren Zeev","relationships":["Director"]},{"name":"Nick Shalek","relationships":["Director"]},{"name":"Nissim Tapiro","relationships":["Executive Officer","Director"]},{"name":"Matthew McElhattan","relationships":["Director"]},{"name":"Elliot Geidt","relationships":["Director"]},{"name":"Markus Riess","relationships":["Director"]},{"name":"Jesse Wedler","relationships":["Director"]},{"name":"Teodora Gouneva","relationships":["Executive Officer"]},{"name":"Effi Fuks-Leitchag","relationships":["Executive Officer"]},{"name":"Eran Liron","relationships":["Executive Officer"]},{"name":"Chris Rhodes","relationships":["Executive Officer"]},{"name":"Rachel Jrade-Rice","relationships":["Executive Officer"]}],"totalRemaining":"124999996","dateOfFirstSale":"2023-10-02","moreThanOneYear":true,"totalAmountSold":"224999998","salesCommissions":"9625000","grossProceedsUsed":"0","industryGroupType":"Insurance","totalOfferingAmount":"349999994","typesOfSecuritiesOffered":["Equity"],"minimumInvestmentAccepted":"0","totalNumberAlreadyInvested":"2","federalExemptionsExclusions":["06b"]},"basis":"external_source","via":["https://www.sec.gov/Archives/edgar/data/1703356/000094787123001077/0000947871-23-001077-index.html","https://www.nextinsurance.com/"],"about_ref":"unbound","source_surface_ref":"https://www.sec.gov"},{"label":"Exempt offering notice (D) 0001703356-21-000001","value":{"url":"https://www.sec.gov/Archives/edgar/data/1703356/000170335621000001/0001703356-21-000001-index.html","form":"D","@type":"SECOffering","filed":"2021-04-08","scope":"A notice of an exempt securities offering as the issuer filed it with the SEC: what it offered and sold, to how many investors, at what minimum, from when. SEC does not verify it. It is not revenue, a valuation or a list of the issuer's owners. The issuer is the entity the notice names, which may be the business's own operating entity or a vehicle related to it; the notice alone does not say which.","currency":"USD","accession":"0001703356-21-000001","issuerName":"Next Insurance, Inc.","signatures":[{"issuerName":"Next Insurance, Inc.","nameOfSigner":"Michelle Cheung","signatureDate":"2021-04-06","signatureTitle":"Chief Financial Officer"}],"documentURL":"https://www.sec.gov/Archives/edgar/data/1703356/000170335621000001/primary_doc.xml","findersFees":"0","isAmendment":false,"relatedPersons":[{"name":"Guy Goldstein","relationships":["Executive Officer","Director"]},{"name":"Eitan Bek","relationships":["Director"]},{"name":"Oren Zeev","relationships":["Director"]},{"name":"Nick Shalek","relationships":["Director"]},{"name":"Nisim Tapiro","relationships":["Executive Officer","Director"]},{"name":"Matthew McElhattan","relationships":["Director"]},{"name":"Elliot Geidt","relationships":["Director"]},{"name":"Markus Riess","relationships":["Director"]},{"name":"Sumiran Das","relationships":["Director"]},{"name":"Michelle Cheung","relationships":["Executive Officer"]},{"name":"Sofya Pogreb","relationships":["Executive Officer"]}],"totalRemaining":"70000067","dateOfFirstSale":"2021-03-26","moreThanOneYear":false,"totalAmountSold":"179999910","salesCommissions":"0","grossProceedsUsed":"0","industryGroupType":"Insurance","totalOfferingAmount":"249999977","typesOfSecuritiesOffered":["Equity"],"minimumInvestmentAccepted":"0","totalNumberAlreadyInvested":"9","federalExemptionsExclusions":["06b"]},"basis":"external_source","via":["https://www.sec.gov/Archives/edgar/data/1703356/000170335621000001/0001703356-21-000001-index.html","https://www.nextinsurance.com/"],"about_ref":"unbound","source_surface_ref":"https://www.sec.gov"},{"label":"Exempt offering notice (D) 0001703356-20-000003","value":{"url":"https://www.sec.gov/Archives/edgar/data/1703356/000170335620000003/0001703356-20-000003-index.html","form":"D","@type":"SECOffering","filed":"2020-10-02","scope":"A notice of an exempt securities offering as the issuer filed it with the SEC: what it offered and sold, to how many investors, at what minimum, from when. SEC does not verify it. It is not revenue, a valuation or a list of the issuer's owners. The issuer is the entity the notice names, which may be the business's own operating entity or a vehicle related to it; the notice alone does not say which.","currency":"USD","accession":"0001703356-20-000003","issuerName":"Next Insurance, Inc.","signatures":[{"issuerName":"Next Insurance, Inc.","nameOfSigner":"Guy Goldstein","signatureDate":"2020-09-25","signatureTitle":"Chief Executive Officer"}],"documentURL":"https://www.sec.gov/Archives/edgar/data/1703356/000170335620000003/primary_doc.xml","findersFees":"0","isAmendment":false,"relatedPersons":[{"name":"Guy Goldstein","relationships":["Executive Officer","Director"]},{"name":"Eitan Bek","relationships":["Director"]},{"name":"Oren Zeev","relationships":["Director"]},{"name":"Nick Shalek","relationships":["Director"]},{"name":"Nisim Tapiro","relationships":["Executive Officer","Director"]},{"name":"Matthew McElhattan","relationships":["Director"]},{"name":"Elliot Geidt","relationships":["Director"]},{"name":"Markus Riess","relationships":["Director"]},{"name":"Sumiran Das","relationships":["Director"]},{"name":"Michelle Cheung","relationships":["Executive Officer"]},{"name":"Sofya Pogreb","relationships":["Executive Officer"]}],"totalRemaining":"2999987","dateOfFirstSale":"2020-09-22","moreThanOneYear":false,"totalAmountSold":"247000010","salesCommissions":"0","grossProceedsUsed":"0","industryGroupType":"Insurance","totalOfferingAmount":"249999997","typesOfSecuritiesOffered":["Equity"],"minimumInvestmentAccepted":"0","totalNumberAlreadyInvested":"3","federalExemptionsExclusions":["06b"]},"basis":"external_source","via":["https://www.sec.gov/Archives/edgar/data/1703356/000170335620000003/0001703356-20-000003-index.html","https://www.nextinsurance.com/"],"about_ref":"unbound","source_surface_ref":"https://www.sec.gov"},{"label":"Exempt offering notice (D) 0001703356-20-000001","value":{"url":"https://www.sec.gov/Archives/edgar/data/1703356/000170335620000001/0001703356-20-000001-index.html","form":"D","@type":"SECOffering","filed":"2020-03-24","scope":"A notice of an exempt securities offering as the issuer filed it with the SEC: what it offered and sold, to how many investors, at what minimum, from when. SEC does not verify it. It is not revenue, a valuation or a list of the issuer's owners. The issuer is the entity the notice names, which may be the business's own operating entity or a vehicle related to it; the notice alone does not say which.","currency":"USD","accession":"0001703356-20-000001","issuerName":"Next Insurance, Inc.","signatures":[{"issuerName":"Next Insurance, Inc.","nameOfSigner":"Guy Goldstein","signatureDate":"2020-03-24","signatureTitle":"Chief Executive Officer"}],"documentURL":"https://www.sec.gov/Archives/edgar/data/1703356/000170335620000001/primary_doc.xml","findersFees":"0","isAmendment":false,"relatedPersons":[{"name":"Guy Goldstein","relationships":["Executive Officer","Director"]},{"name":"Eitan Bek","relationships":["Director"]},{"name":"Oren Zeev","relationships":["Director"]},{"name":"Nick Shalek","relationships":["Director"]},{"name":"Nisim Tapiro","relationships":["Executive Officer","Director"]},{"name":"Matthew McElhattan","relationships":["Director"]},{"name":"Elliot Geidt","relationships":["Director"]},{"name":"Michelle Cheung","relationships":["Executive Officer"]},{"name":"Sofya Pogreb","relationships":["Executive Officer"]},{"name":"Markus Riess","relationships":["Director"]}],"totalRemaining":"0","dateOfFirstSale":"2020-03-12","moreThanOneYear":false,"totalAmountSold":"249999997","salesCommissions":"0","grossProceedsUsed":"0","industryGroupType":"Insurance","totalOfferingAmount":"249999997","typesOfSecuritiesOffered":["Equity"],"minimumInvestmentAccepted":"0","totalNumberAlreadyInvested":"1","federalExemptionsExclusions":["06b"]},"basis":"external_source","via":["https://www.sec.gov/Archives/edgar/data/1703356/000170335620000001/0001703356-20-000001-index.html","https://www.nextinsurance.com/"],"about_ref":"unbound","source_surface_ref":"https://www.sec.gov"}]},"litigation":{"title":"Litigation","facts":[{"label":"Docket 7489096 — Next Insurance, Inc. v. SASID, Inc.","value":{"url":"https://www.courtlistener.com/docket/7489096/next-insurance-inc-v-sasid-inc/","@type":"LegalCase","cause":"15:44 Trademark Infringement","court":"District Court, N.D. California","courtID":"cand","caseName":"Next Insurance, Inc. v. SASID, Inc.","docketID":"7489096","dateFiled":"2018-07-20","matchScope":"Exact party-name match in CourtListener; not an independently resolved legal identity, finding of wrongdoing or litigation outcome.","docketNumber":"4:18-cv-04416","natureOfSuit":"840 Trademark","otherParties":["SASID, Inc."],"dateTerminated":"2020-02-04","jurisdictionType":"Federal Question","matchedPartyName":"Next Insurance, Inc.","queriedLegalName":"Next Insurance, Inc","otherPartiesScope":"Each is a party to the case, as the docket search names it: no side is stated for any party, no relation to this company is inferred, and none was searched in turn."},"basis":"external_source","resolver_version":"court-dockets-v2","evidence_id":"courtlistener:3e40b4c6814c0d0dec55ba30","via":["https://www.courtlistener.com/api/rest/v4/search/?order_by=dateFiled+desc&q=party%3A%22Next+Insurance%2C+Inc%22&type=d","self-named as Next Insurance, Inc on https://www.nextinsurance.com/"],"last_confirmed_at":"2026-10-26T00:30:42.961070+00:00","about_ref":"unbound","source_surface_ref":"https://www.courtlistener.com"}]},"trademarks":{"title":"Trademarks","facts":[{"label":"Trademark 87297231 — NEXT INSURANCE","value":{"url":"https://tsdr.uspto.gov/#caseNumber=87297231&caseSearchType=US_APPLICATION&caseType=DEFAULT&searchType=statusSearch","@type":"Trademark","alive":true,"owners":[{"city":"Palo Alto","name":"Next Insurance, Inc.","role":"ORIGINAL REGISTRANT","region":"CALIFORNIA 94304, UNITED STATES","entityType":"CORPORATION","asPublished":"Next Insurance, Inc. (CORPORATION; DELAWARE, USA)","citizenship":"DELAWARE, USA"}],"status":"SECTION 8 & 15-ACCEPTED AND ACKNOWLEDGED","attorney":"Muzamil Huq","wordmark":"NEXT INSURANCE","filedDate":"2017-01-11","markTypes":["SERVICE MARK"],"usClasses":["100 101 102.","100 101."],"registered":true,"statusCode":"702","serialNumber":"87297231","ownershipScope":"USPTO record names this owner; current ownership is not inferred from historical owner entries.","firstUseAnyDate":"2015-10-19","goodsAndServices":["IC 036: Insurance agencies; insurance information; insurance premium rate computing; providing insurance premium rate quotes via on-line and telephone means; insurance consultancy, namely, analyzing user-defined information and developing recommendations for small business policy options in the field of insurance; insurance consultancy, namely, providing policy recommendations for small businesses in the field of insurance; providing a website featuring information about insurance plans available for small businesses and how to enroll in such plans.","IC 042: Providing a website featuring on-line non-downloadable software that enables users to fill out insurance enrollment forms available for small businesses, receive quotes, submit claims, and obtain proof of insurance; providing a website that gives small businesses the ability to pay for insurance, manage and maintain insurance on-line."],"queriedLegalName":"Next Insurance, Inc","registrationDate":"2018-02-27","registrationNumber":"5410271","firstUseCommerceDate":"2015-10-19","internationalClasses":["IC 036","IC 042"],"matchingOwnerEntries":["Next Insurance, Inc. (CORPORATION; DELAWARE, USA)"]},"basis":"external_source","resolver_version":"trademarks-v2","evidence_id":"uspto:336111cbf96384cc5f43faad","via":["https://tmsearch.uspto.gov/prod-v1-0-0/tmsearch","self-named as Next Insurance, Inc on https://www.nextinsurance.com/"],"last_confirmed_at":"2026-10-26T00:30:40.254224+00:00","about_ref":"unbound","source_surface_ref":"https://tmsearch.uspto.gov"},{"label":"Trademark 87638789 — NEXT INSURANCE","value":{"url":"https://tsdr.uspto.gov/#caseNumber=87638789&caseSearchType=US_APPLICATION&caseType=DEFAULT&searchType=statusSearch","@type":"Trademark","alive":false,"owners":[{"city":"Palo Alto","name":"Next Insurance, Inc.","role":"ORIGINAL REGISTRANT","region":"CALIFORNIA 94304, UNITED STATES","entityType":"CORPORATION","asPublished":"Next Insurance, Inc. (CORPORATION; DELAWARE, USA)","citizenship":"DELAWARE, USA"}],"status":"CANCELLED - SECTION 8","attorney":"Muzamil Huq","wordmark":"NEXT INSURANCE","filedDate":"2017-10-09","markTypes":["SERVICE MARK"],"usClasses":["100 102 101.","100 101."],"cancelDate":"2025-03-14","registered":false,"statusCode":"710","serialNumber":"87638789","ownershipScope":"USPTO record names this owner; current ownership is not inferred from historical owner entries.","firstUseAnyDate":"2017-11-14","goodsAndServices":["(CANCELLED) IC 036: [ Insurance agencies; insurance information; insurance premium rate computing; providing insurance premium rate quotes via on-line and telephone means; insurance consultancy, namely, analyzing user-defined information and developing recommendations for small business policy options in the field of insurance; insurance consultancy, namely, providing policy recommendations for small businesses in the field of insurance; providing a website featuring information about insurance plans available for small businesses and how to enroll in such plans; insurance services, namely, underwriting, issuance, and administration of insurance for small businesses ].","(CANCELLED) IC 042: [ Providing a website featuring on-line non-downloadable software that enables users to fill out insurance enrollment forms available for small businesses, receive quotes, submit claims, and obtain proof of insurance; providing a website that gives small businesses the ability to pay for insurance, manage and maintain insurance on-line ]."],"queriedLegalName":"Next Insurance, Inc","registrationDate":"2018-08-28","registrationNumber":"5552368","firstUseCommerceDate":"2017-11-14","internationalClasses":["IC 036","IC 042"],"matchingOwnerEntries":["Next Insurance, Inc. (CORPORATION; DELAWARE, USA)"]},"basis":"external_source","resolver_version":"trademarks-v2","evidence_id":"uspto:3c957b7bb398017dae9952bc","via":["https://tmsearch.uspto.gov/prod-v1-0-0/tmsearch","self-named as Next Insurance, Inc on https://www.nextinsurance.com/"],"last_confirmed_at":"2026-10-26T00:30:40.254224+00:00","about_ref":"unbound","source_surface_ref":"https://tmsearch.uspto.gov"},{"label":"Trademark 87638796 — NEXT INSURANCE","value":{"url":"https://tsdr.uspto.gov/#caseNumber=87638796&caseSearchType=US_APPLICATION&caseType=DEFAULT&searchType=statusSearch","@type":"Trademark","alive":false,"owners":[{"city":"Palo Alto","name":"Next Insurance, Inc.","role":"ORIGINAL REGISTRANT","region":"CALIFORNIA 94304, UNITED STATES","entityType":"CORPORATION","asPublished":"Next Insurance, Inc. (CORPORATION; DELAWARE, USA)","citizenship":"DELAWARE, USA"}],"status":"CANCELLED - SECTION 8","attorney":"Muzamil Huq","wordmark":"NEXT INSURANCE","filedDate":"2017-10-09","markTypes":["SERVICE MARK"],"usClasses":["100 102 101.","100 101."],"cancelDate":"2025-03-14","registered":false,"statusCode":"710","serialNumber":"87638796","ownershipScope":"USPTO record names this owner; current ownership is not inferred from historical owner entries.","firstUseAnyDate":"2017-11-14","goodsAndServices":["(CANCELLED) IC 036: [ Insurance agencies; insurance information; insurance premium rate computing; providing insurance premium rate quotes via on-line and telephone means; insurance consultancy, namely, analyzing user-defined information and developing recommendations for small business policy options in the field of insurance; insurance consultancy, namely, providing policy recommendations for small businesses in the field of insurance; providing a website featuring information about insurance plans available for small businesses and how to enroll in such plans; insurance services, namely, underwriting, issuance, and administration of insurance for small businesses ].","(CANCELLED) IC 042: [ Providing a website featuring on-line non-downloadable software that enables users to fill out insurance enrollment forms available for small businesses, receive quotes, submit claims, and obtain proof of insurance; providing a website that gives small businesses the ability to pay for insurance, manage and maintain insurance on-line ]."],"queriedLegalName":"Next Insurance, Inc","registrationDate":"2018-08-28","registrationNumber":"5552369","firstUseCommerceDate":"2017-11-14","internationalClasses":["IC 036","IC 042"],"matchingOwnerEntries":["Next Insurance, Inc. (CORPORATION; DELAWARE, USA)"]},"basis":"external_source","resolver_version":"trademarks-v2","evidence_id":"uspto:a76ec6f359ca4595e92d7951","via":["https://tmsearch.uspto.gov/prod-v1-0-0/tmsearch","self-named as Next Insurance, Inc on https://www.nextinsurance.com/"],"last_confirmed_at":"2026-10-26T00:30:40.254224+00:00","about_ref":"unbound","source_surface_ref":"https://tmsearch.uspto.gov"},{"label":"Trademark 90319703 — NEXT","value":{"url":"https://tsdr.uspto.gov/#caseNumber=90319703&caseSearchType=US_APPLICATION&caseType=DEFAULT&searchType=statusSearch","@type":"Trademark","alive":true,"owners":[{"city":"Palo Alto","name":"Next Insurance, Inc.","role":"ORIGINAL REGISTRANT","region":"CALIFORNIA 94304, UNITED STATES","entityType":"CORPORATION","asPublished":"Next Insurance, Inc. (CORPORATION; DELAWARE, USA)","citizenship":"DELAWARE, USA"}],"status":"REGISTERED","attorney":"Muzamil Huq","wordmark":"NEXT","filedDate":"2020-11-14","markTypes":["SERVICE MARK"],"usClasses":["101 100 102.","101 100."],"registered":true,"statusCode":"700","serialNumber":"90319703","ownershipScope":"USPTO record names this owner; current ownership is not inferred from historical owner entries.","firstUseAnyDate":"2015-10-19","goodsAndServices":["IC 036: Insurance agencies; insurance information; insurance premium rate computing; providing insurance premium rate quotes via on-line and telephone means; insurance consultancy, namely, analyzing user-defined information and developing recommendations for small business policy options in the field of insurance; insurance consultancy, namely, providing policy recommendations for small businesses in the field of insurance; providing a website featuring information about insurance plans available for small businesses and how to enroll in such plans; insurance services, namely, underwriting, issuance, and administration of insurance for small businesses.","IC 042: Providing a website featuring on-line non-downloadable software that enables users to fill out insurance enrollment forms available for small businesses, receive quotes, submit claims, and obtain proof of insurance; providing a website that gives small businesses the ability to pay for insurance, manage and maintain insurance on-line."],"queriedLegalName":"Next Insurance, Inc","registrationDate":"2021-08-17","registrationNumber":"6454216","firstUseCommerceDate":"2015-10-19","internationalClasses":["IC 036","IC 042"],"matchingOwnerEntries":["Next Insurance, Inc. (CORPORATION; DELAWARE, USA)"]},"basis":"external_source","resolver_version":"trademarks-v2","evidence_id":"uspto:e7172e50fb0ffe9eed72fc60","via":["https://tmsearch.uspto.gov/prod-v1-0-0/tmsearch","self-named as Next Insurance, Inc on https://www.nextinsurance.com/"],"last_confirmed_at":"2026-10-26T00:30:40.254224+00:00","about_ref":"unbound","source_surface_ref":"https://tmsearch.uspto.gov"},{"label":"Trademark 90599942 — NEXT","value":{"url":"https://tsdr.uspto.gov/#caseNumber=90599942&caseSearchType=US_APPLICATION&caseType=DEFAULT&searchType=statusSearch","@type":"Trademark","alive":true,"owners":[{"city":"Palo Alto","name":"Next Insurance, Inc.","role":"ORIGINAL REGISTRANT","region":"CALIFORNIA 94304, UNITED STATES","entityType":"CORPORATION","asPublished":"Next Insurance, Inc. (CORPORATION; DELAWARE, USA)","citizenship":"DELAWARE, USA"}],"status":"REGISTERED","attorney":"Muzamil Huq","wordmark":"NEXT","filedDate":"2021-03-24","markTypes":["SERVICE MARK"],"usClasses":["100 102 101.","100 101."],"registered":true,"statusCode":"700","serialNumber":"90599942","ownershipScope":"USPTO record names this owner; current ownership is not inferred from historical owner entries.","firstUseAnyDate":"2021-02-28","goodsAndServices":["IC 036: Insurance agencies; insurance information; insurance premium rate computing; providing insurance premium rate quotes via on-line and telephone means; insurance consultancy, namely, analyzing user-defined information and developing recommendations for small business policy options in the field of insurance; insurance consultancy, namely, providing policy recommendations for small businesses in the field of insurance; providing a website featuring information about insurance plans available for small businesses and how to enroll in such plans; insurance services, namely, underwriting, issuance, and administration of insurance for small businesses.","IC 042: Providing a website featuring on-line non-downloadable software that enables users to fill out insurance enrollment forms available for small businesses, receive quotes, submit claims, and obtain proof of insurance; providing a website that gives small businesses the ability to pay for insurance, manage and maintain insurance on-line."],"queriedLegalName":"Next Insurance, Inc","registrationDate":"2024-08-13","registrationNumber":"7475513","firstUseCommerceDate":"2021-02-28","internationalClasses":["IC 036","IC 042"],"matchingOwnerEntries":["Next Insurance, Inc. (CORPORATION; DELAWARE, USA)"]},"basis":"external_source","resolver_version":"trademarks-v2","evidence_id":"uspto:cf6ebee1bf6d403c178cbf45","via":["https://tmsearch.uspto.gov/prod-v1-0-0/tmsearch","self-named as Next Insurance, Inc on https://www.nextinsurance.com/"],"last_confirmed_at":"2026-10-26T00:30:40.254224+00:00","about_ref":"unbound","source_surface_ref":"https://tmsearch.uspto.gov"},{"label":"Trademark 90600345 — NEXT","value":{"url":"https://tsdr.uspto.gov/#caseNumber=90600345&caseSearchType=US_APPLICATION&caseType=DEFAULT&searchType=statusSearch","@type":"Trademark","alive":false,"owners":[{"city":"Palo Alto","name":"Next Insurance, Inc.","role":"OWNER AT PUBLICATION","region":"CALIFORNIA 94304, UNITED STATES","entityType":"CORPORATION","asPublished":"Next Insurance, Inc. (CORPORATION; DELAWARE, USA)","citizenship":"DELAWARE, USA"}],"status":"ABANDONED - NO STATEMENT OF USE FILED","attorney":"Muzamil Huq","wordmark":"NEXT","filedDate":"2021-03-24","markTypes":["SERVICE MARK"],"usClasses":["100 102 101.","100 101."],"registered":false,"statusCode":"606","abandonDate":"2024-03-04","serialNumber":"90600345","ownershipScope":"USPTO record names this owner; current ownership is not inferred from historical owner entries.","goodsAndServices":["(ABANDONED) IC 036: Insurance agencies; insurance information; insurance premium rate computing; providing insurance premium rate quotes via on-line and telephone means; insurance consultancy, namely, analyzing user-defined information and developing recommendations for small business policy options in the field of insurance; insurance consultancy, namely, providing policy recommendations for small businesses in the field of insurance; providing a website featuring information about insurance plans available for small businesses and how to enroll in such plans; insurance services, namely, underwriting, issuance, and administration of insurance for small businesses.","(ABANDONED) IC 042: Providing a website featuring on-line non-downloadable software that enables users to fill out insurance enrollment forms available for small businesses, receive quotes, submit claims, and obtain proof of insurance; providing a website that gives small businesses the ability to pay for insurance, manage and maintain insurance on-line."],"queriedLegalName":"Next Insurance, Inc","internationalClasses":["IC 036","IC 042"],"matchingOwnerEntries":["Next Insurance, Inc. (CORPORATION; DELAWARE, USA)"]},"basis":"external_source","resolver_version":"trademarks-v2","evidence_id":"uspto:8e8cf7ca1e261aa5a498936a","via":["https://tmsearch.uspto.gov/prod-v1-0-0/tmsearch","self-named as Next Insurance, Inc on https://www.nextinsurance.com/"],"last_confirmed_at":"2026-10-26T00:30:40.254224+00:00","about_ref":"unbound","source_surface_ref":"https://tmsearch.uspto.gov"},{"label":"Trademark 90600735 — NEXT","value":{"url":"https://tsdr.uspto.gov/#caseNumber=90600735&caseSearchType=US_APPLICATION&caseType=DEFAULT&searchType=statusSearch","@type":"Trademark","alive":true,"owners":[{"city":"Palo Alto","name":"Next Insurance, Inc.","role":"ORIGINAL REGISTRANT","region":"CALIFORNIA 94304, UNITED STATES","entityType":"CORPORATION","asPublished":"Next Insurance, Inc. (CORPORATION; DELAWARE, USA)","citizenship":"DELAWARE, USA"}],"status":"REGISTERED","attorney":"Muzamil Huq","wordmark":"NEXT","filedDate":"2021-03-24","markTypes":["SERVICE MARK"],"usClasses":["100 102 101.","100 101."],"registered":true,"statusCode":"700","serialNumber":"90600735","ownershipScope":"USPTO record names this owner; current ownership is not inferred from historical owner entries.","firstUseAnyDate":"2021-02-28","goodsAndServices":["IC 036: Insurance agencies; insurance information; insurance premium rate computing; providing insurance premium rate quotes via on-line and telephone means; insurance consultancy, namely, analyzing user-defined information and developing recommendations for small business policy options in the field of insurance; insurance consultancy, namely, providing policy recommendations for small businesses in the field of insurance; providing a website featuring information about insurance plans available for small businesses and how to enroll in such plans; insurance services, namely, underwriting, issuance, and administration of insurance for small businesses.","IC 042: Providing a website featuring on-line non-downloadable software that enables users to fill out insurance enrollment forms available for small businesses, receive quotes, submit claims, and obtain proof of insurance; providing a website that gives small businesses the ability to pay for insurance, manage and maintain insurance on-line."],"queriedLegalName":"Next Insurance, Inc","registrationDate":"2023-08-01","registrationNumber":"7127857","firstUseCommerceDate":"2021-02-28","internationalClasses":["IC 036","IC 042"],"matchingOwnerEntries":["Next Insurance, Inc. (CORPORATION; DELAWARE, USA)"]},"basis":"external_source","resolver_version":"trademarks-v2","evidence_id":"uspto:65b80f896d5dc6cb2afac7e3","via":["https://tmsearch.uspto.gov/prod-v1-0-0/tmsearch","self-named as Next Insurance, Inc on https://www.nextinsurance.com/"],"last_confirmed_at":"2026-10-26T00:30:40.254224+00:00","about_ref":"unbound","source_surface_ref":"https://tmsearch.uspto.gov"},{"label":"Trademark 90600770 — NEXT","value":{"url":"https://tsdr.uspto.gov/#caseNumber=90600770&caseSearchType=US_APPLICATION&caseType=DEFAULT&searchType=statusSearch","@type":"Trademark","alive":false,"owners":[{"city":"Palo Alto","name":"Next Insurance, Inc.","role":"OWNER AT PUBLICATION","region":"CALIFORNIA 94304, UNITED STATES","entityType":"CORPORATION","asPublished":"Next Insurance, Inc. (CORPORATION; DELAWARE, USA)","citizenship":"DELAWARE, USA"}],"status":"ABANDONED - NO STATEMENT OF USE FILED","attorney":"Muzamil Huq","wordmark":"NEXT","filedDate":"2021-03-24","markTypes":["SERVICE MARK"],"usClasses":["100 102 101.","100 101."],"registered":false,"statusCode":"606","abandonDate":"2023-09-04","serialNumber":"90600770","ownershipScope":"USPTO record names this owner; current ownership is not inferred from historical owner entries.","goodsAndServices":["(ABANDONED) IC 036: Insurance agencies; insurance information; insurance premium rate computing; providing insurance premium rate quotes via on-line and telephone means; insurance consultancy, namely, analyzing user-defined information and developing recommendations for small business policy options in the field of insurance; insurance consultancy, namely, providing policy recommendations for small businesses in the field of insurance; providing a website featuring information about insurance plans available for small businesses and how to enroll in such plans; insurance services, namely, underwriting, issuance, and administration of insurance for small businesses.","(ABANDONED) IC 042: Providing a website featuring on-line non-downloadable software that enables users to fill out insurance enrollment forms available for small businesses, receive quotes, submit claims, and obtain proof of insurance; providing a website that gives small businesses the ability to pay for insurance, manage and maintain insurance on-line."],"queriedLegalName":"Next Insurance, Inc","internationalClasses":["IC 036","IC 042"],"matchingOwnerEntries":["Next Insurance, Inc. (CORPORATION; DELAWARE, USA)"]},"basis":"external_source","resolver_version":"trademarks-v2","evidence_id":"uspto:2668f98a2e558199331552d5","via":["https://tmsearch.uspto.gov/prod-v1-0-0/tmsearch","self-named as Next Insurance, Inc on https://www.nextinsurance.com/"],"last_confirmed_at":"2026-10-26T00:30:40.254224+00:00","about_ref":"unbound","source_surface_ref":"https://tmsearch.uspto.gov"},{"label":"Trademark 90600794 — NEXT","value":{"url":"https://tsdr.uspto.gov/#caseNumber=90600794&caseSearchType=US_APPLICATION&caseType=DEFAULT&searchType=statusSearch","@type":"Trademark","alive":false,"owners":[{"city":"Palo Alto","name":"Next Insurance, Inc.","role":"OWNER AT PUBLICATION","region":"CALIFORNIA 94304, UNITED STATES","entityType":"CORPORATION","asPublished":"Next Insurance, Inc. (CORPORATION; DELAWARE, USA)","citizenship":"DELAWARE, USA"}],"status":"ABANDONED - NO STATEMENT OF USE FILED","attorney":"Muzamil Huq","wordmark":"NEXT","filedDate":"2021-03-24","markTypes":["SERVICE MARK"],"usClasses":["100 102 101.","100 101."],"registered":false,"statusCode":"606","abandonDate":"2023-09-04","serialNumber":"90600794","ownershipScope":"USPTO record names this owner; current ownership is not inferred from historical owner entries.","goodsAndServices":["(ABANDONED) IC 036: Insurance agencies; insurance information; insurance premium rate computing; providing insurance premium rate quotes via on-line and telephone means; insurance consultancy, namely, analyzing user-defined information and developing recommendations for small business policy options in the field of insurance; insurance consultancy, namely, providing policy recommendations for small businesses in the field of insurance; providing a website featuring information about insurance plans available for small businesses and how to enroll in such plans; insurance services, namely, underwriting, issuance, and administration of insurance for small businesses.","(ABANDONED) IC 042: Providing a website featuring on-line non-downloadable software that enables users to fill out insurance enrollment forms available for small businesses, receive quotes, submit claims, and obtain proof of insurance; providing a website that gives small businesses the ability to pay for insurance, manage and maintain insurance on-line."],"queriedLegalName":"Next Insurance, Inc","internationalClasses":["IC 036","IC 042"],"matchingOwnerEntries":["Next Insurance, Inc. (CORPORATION; DELAWARE, USA)"]},"basis":"external_source","resolver_version":"trademarks-v2","evidence_id":"uspto:461a45c9a61d20bc9e8aeee3","via":["https://tmsearch.uspto.gov/prod-v1-0-0/tmsearch","self-named as Next Insurance, Inc on https://www.nextinsurance.com/"],"last_confirmed_at":"2026-10-26T00:30:40.254224+00:00","about_ref":"unbound","source_surface_ref":"https://tmsearch.uspto.gov"},{"label":"Trademark 90600820 — NEXT","value":{"url":"https://tsdr.uspto.gov/#caseNumber=90600820&caseSearchType=US_APPLICATION&caseType=DEFAULT&searchType=statusSearch","@type":"Trademark","alive":true,"owners":[{"city":"Palo Alto","name":"Next Insurance, Inc.","role":"ORIGINAL REGISTRANT","region":"CALIFORNIA 94304, UNITED STATES","entityType":"CORPORATION","asPublished":"Next Insurance, Inc. (CORPORATION; DELAWARE, USA)","citizenship":"DELAWARE, USA"}],"status":"REGISTERED","attorney":"Muzamil Huq","wordmark":"NEXT","filedDate":"2021-03-24","markTypes":["SERVICE MARK"],"usClasses":["100 102 101.","100 101."],"registered":true,"statusCode":"700","serialNumber":"90600820","ownershipScope":"USPTO record names this owner; current ownership is not inferred from historical owner entries.","firstUseAnyDate":"2021-02-28","goodsAndServices":["IC 036: Insurance agencies; insurance information; insurance premium rate computing; providing insurance premium rate quotes via on-line and telephone means; insurance consultancy, namely, analyzing user-defined information and developing recommendations for small business policy options in the field of insurance; insurance consultancy, namely, providing policy recommendations for small businesses in the field of insurance; providing a website featuring information about insurance plans available for small businesses and how to enroll in such plans; insurance services, namely, underwriting, issuance, and administration of insurance for small businesses.","IC 042: Providing a website featuring on-line non-downloadable software that enables users to fill out insurance enrollment forms available for small businesses, receive quotes, submit claims, and obtain proof of insurance; providing a website that gives small businesses the ability to pay for insurance, manage and maintain insurance on-line."],"queriedLegalName":"Next Insurance, Inc","registrationDate":"2023-09-19","registrationNumber":"7170288","firstUseCommerceDate":"2021-02-28","internationalClasses":["IC 036","IC 042"],"matchingOwnerEntries":["Next Insurance, Inc. (CORPORATION; DELAWARE, USA)"]},"basis":"external_source","resolver_version":"trademarks-v2","evidence_id":"uspto:eca458c7268442faf9e43fb4","via":["https://tmsearch.uspto.gov/prod-v1-0-0/tmsearch","self-named as Next Insurance, Inc on https://www.nextinsurance.com/"],"last_confirmed_at":"2026-10-26T00:30:40.254224+00:00","about_ref":"unbound","source_surface_ref":"https://tmsearch.uspto.gov"}]},"federal_awards":{"title":"Federal Awards","facts":[]},"legal_entities":{"title":"Legal Entities","facts":[]},"channel_pricing":{"title":"Channel pricing","facts":[{"label":"Channel presence at ERGO NEXT Insurance, 490 California Ave","value":{"@type":"ChannelPricing","scope":"One representative location per record: the accepted location carrying the most channel menus. Channel menus come from each provider's own store object for that store; prices are as each channel lists them, in the channel's currency; comparisons are projected from the resolved catalog -- one row per dish, portion-aware identity, prices kept as scoped offers -- and a pair the policy refuses is counted and explained rather than dropped.","channels":null,"location":{"why":"the accepted location carrying the most storefront identities (0), with 0 of 27 platform menus read","name":"ERGO NEXT Insurance","address":{"city":"Palo Alto","unit":"","region":"CA","street":"490 California Ave","country":"US","postal_code":"94306"},"sourceKey":"47ce21449684435e1549589a1c2978993256b8243c177afadf297c33ffa53989"},"presence":[{"label":"Toast","detail":"no Toast door for this location on the site's pages or in any provider response; Toast publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"toast","acceptedLocations":1,"locationsWithStore":0},{"label":"Grubhub","detail":"a premises search around this location on the platform returned no unique match for these premises; Seamless orders route to the same Grubhub listing","status":"searched_not_found","declared":false,"platform":"grubhub","acceptedLocations":1,"locationsWithStore":0},{"label":"Uber Eats","detail":"a premises search around this location on the platform returned no unique match for these premises; Postmates orders route to the same Uber Eats store","status":"searched_not_found","declared":false,"platform":"ubereats","acceptedLocations":1,"locationsWithStore":0},{"label":"DoorDash","detail":"no DoorDash door for this location on the site's pages or in any provider response; DoorDash publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it; Caviar orders route to the same DoorDash store","status":"not_declared","declared":false,"platform":"doordash","acceptedLocations":1,"locationsWithStore":0},{"label":"ChowNow","detail":"no ChowNow door for this location on the site's pages or in any provider response; ChowNow publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"chownow","acceptedLocations":1,"locationsWithStore":0},{"label":"Olo","detail":"no Olo door for this location on the site's pages or in any provider response; Olo publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"olo","acceptedLocations":1,"locationsWithStore":0},{"label":"SkyTab","detail":"no SkyTab door for this location on the site's pages or in any provider response; SkyTab publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"skytab","acceptedLocations":1,"locationsWithStore":0},{"label":"Clover","detail":"no Clover door for this location on the site's pages or in any provider response; Clover publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"clover","acceptedLocations":1,"locationsWithStore":0},{"label":"Slice","detail":"no Slice door for this location on the site's pages or in any provider response; Slice publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"slice","acceptedLocations":1,"locationsWithStore":0},{"label":"KwickMenu","detail":"no KwickMenu door for this location on the site's pages or in any provider response; KwickMenu publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"kwickmenu","acceptedLocations":1,"locationsWithStore":0},{"label":"Restolabs (onlineordering.io)","detail":"no Restolabs (onlineordering.io) door for this location on the site's pages or in any provider response; Restolabs (onlineordering.io) publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"restolabs","acceptedLocations":1,"locationsWithStore":0},{"label":"CHOMP","detail":"no CHOMP door for this location on the site's pages or in any provider response; CHOMP publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"chomp","acceptedLocations":1,"locationsWithStore":0},{"label":"OrderSave (Owner.com)","detail":"no OrderSave (Owner.com) door for this location on the site's pages or in any provider response; OrderSave (Owner.com) publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"ordersave","acceptedLocations":1,"locationsWithStore":0},{"label":"SpotOn","detail":"no SpotOn door for this location on the site's pages or in any provider response; SpotOn publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"spoton","acceptedLocations":1,"locationsWithStore":0},{"label":"TouchBistro","detail":"no TouchBistro door for this location on the site's pages or in any provider response; TouchBistro publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"touchbistro","acceptedLocations":1,"locationsWithStore":0},{"label":"Square Online","detail":"no Square Online door for this location on the site's pages or in any provider response; Square Online publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"squareonline","acceptedLocations":1,"locationsWithStore":0},{"label":"MenuSifu","detail":"no MenuSifu door for this location on the site's pages or in any provider response; MenuSifu publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"menusifu","acceptedLocations":1,"locationsWithStore":0},{"label":"Menufy","detail":"no Menufy door for this location on the site's pages or in any provider response; Menufy publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"menufy","acceptedLocations":1,"locationsWithStore":0},{"label":"Dylish","detail":"no Dylish door for this location on the site's pages or in any provider response; Dylish publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"dylish","acceptedLocations":1,"locationsWithStore":0},{"label":"getsauce","detail":"no getsauce door for this location on the site's pages or in any provider response; getsauce publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"getsauce","acceptedLocations":1,"locationsWithStore":0},{"label":"DoorDash Storefront (order.online)","detail":"no DoorDash Storefront (order.online) door for this location on the site's pages or in any provider response; DoorDash Storefront (order.online) publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"doordash_storefront","acceptedLocations":1,"locationsWithStore":0},{"label":"SpotHopper","detail":"a premises search around this location on the platform returned no unique match for these premises","status":"searched_not_found","declared":false,"platform":"spothopper","acceptedLocations":1,"locationsWithStore":0},{"label":"ezCater","detail":"no ezCater door for this location on the site's pages or in any provider response; ezCater publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"ezcater","acceptedLocations":1,"locationsWithStore":0},{"label":"OpenTable","detail":"no OpenTable door for this location on the site's pages or in any provider response; OpenTable publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"opentable","acceptedLocations":1,"locationsWithStore":0},{"label":"Resy","detail":"no Resy door for this location on the site's pages or in any provider response; Resy publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"resy","acceptedLocations":1,"locationsWithStore":0},{"label":"Tock","detail":"no Tock door for this location on the site's pages or in any provider response; Tock publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"tock","acceptedLocations":1,"locationsWithStore":0},{"label":"SevenRooms","detail":"no SevenRooms door for this location on the site's pages or in any provider response; SevenRooms publishes no premises search we can reach, so its absence here means the site declared no door rather than that the restaurant is not on it","status":"not_declared","declared":false,"platform":"sevenrooms","acceptedLocations":1,"locationsWithStore":0}],"comparisons":null},"basis":"derived","resolver_version":"channel-pricing/1","evidence_id":"channel-pricing:8a04de68fb332580db320a3a","via":["no channel menu was read for this location"],"about_ref":"self"}]},"publisher_files":{"title":"Publisher Files","facts":[{"label":"MTA-STS policy","value":"https://mta-sts.nextinsurance.com/.well-known/mta-sts.txt","basis":"publisher_declared","via":["DNS TXT at _mta-sts.nextinsurance.com","https://mta-sts.nextinsurance.com/.well-known/mta-sts.txt"],"first_observed_at":"2026-10-26T00:27:40.451149+00:00","last_confirmed_at":"2026-10-26T00:27:40.451149+00:00","about_ref":"self","source_surface_ref":"https://mta-sts.nextinsurance.com"},{"label":"Mail TLS policy mode","value":"testing","basis":"publisher_declared","via":["DNS TXT at _mta-sts.nextinsurance.com","https://mta-sts.nextinsurance.com/.well-known/mta-sts.txt"],"first_observed_at":"2026-10-26T00:27:40.451149+00:00","last_confirmed_at":"2026-10-26T00:27:40.451149+00:00","about_ref":"self","source_surface_ref":"https://mta-sts.nextinsurance.com"},{"label":"Mail TLS policy covers","value":"aspmx.l.google.com","basis":"publisher_declared","via":["DNS TXT at _mta-sts.nextinsurance.com","https://mta-sts.nextinsurance.com/.well-known/mta-sts.txt"],"first_observed_at":"2026-10-26T00:27:40.451149+00:00","last_confirmed_at":"2026-10-26T00:27:40.451149+00:00","about_ref":"self","source_surface_ref":"https://mta-sts.nextinsurance.com"},{"label":"Mail TLS policy covers","value":"alt1.aspmx.l.google.com","basis":"publisher_declared","via":["DNS TXT at _mta-sts.nextinsurance.com","https://mta-sts.nextinsurance.com/.well-known/mta-sts.txt"],"first_observed_at":"2026-10-26T00:27:40.451149+00:00","last_confirmed_at":"2026-10-26T00:27:40.451149+00:00","about_ref":"self","source_surface_ref":"https://mta-sts.nextinsurance.com"},{"label":"Mail TLS policy covers","value":"alt2.aspmx.l.google.com","basis":"publisher_declared","via":["DNS TXT at _mta-sts.nextinsurance.com","https://mta-sts.nextinsurance.com/.well-known/mta-sts.txt"],"first_observed_at":"2026-10-26T00:27:40.451149+00:00","last_confirmed_at":"2026-10-26T00:27:40.451149+00:00","about_ref":"self","source_surface_ref":"https://mta-sts.nextinsurance.com"},{"label":"Mail TLS policy covers","value":"alt3.aspmx.l.google.com","basis":"publisher_declared","via":["DNS TXT at _mta-sts.nextinsurance.com","https://mta-sts.nextinsurance.com/.well-known/mta-sts.txt"],"first_observed_at":"2026-10-26T00:27:40.451149+00:00","last_confirmed_at":"2026-10-26T00:27:40.451149+00:00","about_ref":"self","source_surface_ref":"https://mta-sts.nextinsurance.com"},{"label":"Mail TLS policy covers","value":"alt4.aspmx.l.google.com","basis":"publisher_declared","via":["DNS TXT at _mta-sts.nextinsurance.com","https://mta-sts.nextinsurance.com/.well-known/mta-sts.txt"],"first_observed_at":"2026-10-26T00:27:40.451149+00:00","last_confirmed_at":"2026-10-26T00:27:40.451149+00:00","about_ref":"self","source_surface_ref":"https://mta-sts.nextinsurance.com"}]},"organization_relationships":{"title":"Organization relationships","facts":[{"label":"Organization relationship","value":{"kind":"supplier","@type":"OrganizationRelationship","state":"supported","reason":"section \"Farmers Market Insurance\" says \"farmers\" (+2); section \"Food Vendor Insurance\" says \"vendor\" (+2)","support":4,"evidence":[{"kind":"supplier","heading":"Coverage on-the-go for policyholders","section":"Farmers Market Insurance","source_url":"https://www.nextinsurance.com/business/farmers-market-insurance/"},{"kind":"supplier","heading":"Coverage on-the-go for policyholders","section":"Food Vendor Insurance","source_url":"https://www.nextinsurance.com/business/food-vendor-insurance/"}],"organization":{"url":"https://apps.apple.com/us/app/next-insurance/id1580721755","domain":"apple.com"},"state_reason":"a heading, section or card title it is printed under states it"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/farmers-market-insurance/","https://www.nextinsurance.com/business/food-vendor-insurance/"],"last_confirmed_at":"2026-10-26T00:28:19.839517+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization relationship","value":{"kind":"supplier","@type":"OrganizationRelationship","state":"supported","reason":"section \"Farmers Market Insurance\" says \"farmers\" (+2); section \"Food Vendor Insurance\" says \"vendor\" (+2)","support":4,"evidence":[{"kind":"supplier","heading":"Coverage on-the-go for policyholders","section":"Farmers Market Insurance","source_url":"https://www.nextinsurance.com/business/farmers-market-insurance/"},{"kind":"supplier","heading":"Coverage on-the-go for policyholders","section":"Food Vendor Insurance","source_url":"https://www.nextinsurance.com/business/food-vendor-insurance/"}],"organization":{"url":"https://play.google.com/store/apps/details?id=com.nextinsurance","domain":"google.com"},"state_reason":"a heading, section or card title it is printed under states it"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/farmers-market-insurance/","https://www.nextinsurance.com/business/food-vendor-insurance/"],"last_confirmed_at":"2026-10-26T00:28:19.839517+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"heading \"Restaurants, caterers, coffee shops and food vendors\" says \"vendors\" (+3)","support":3,"evidence":[{"kind":"supplier","text":"Restaurants and other food service businesses could get help with medical payments and lawsuit expenses if, say, there’s a customer slip-and-fall at your business. A BOP insurance policy could also help cover damage to kitchen gear like stovetops, freezers, refrigerators and mixers, pantry staples and freezer stock, as well as front-of-house furnishings like tables, chairs, POS systems, laptops and flooring. Whether it’s a burst water pipe in the storage room, a fire in the kitchen or a break-in overnight, BOP insurance could help you recover and reopen quickly and assist with lost business income. Liquor liability insurance , an optional add-on, could also help protect your business from some liability if you serve alcohol.","heading":"Restaurants, caterers, coffee shops and food vendors","section":"Who needs Business Owner’s Policy insurance most?","source_url":"https://www.nextinsurance.com/business-owners-policy/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business-owners-policy/"],"last_confirmed_at":"2026-10-26T00:29:08.516541+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"paragraph \"Sell at craft fairs, craft shows or pop-ups . Some event organizers require proo\" says \"vendors\" (+1); paragraph \"Drive for business . If your business uses cars, trucks, vans, trailers or other\" says \"vendor\" (+1)","support":2,"evidence":[{"kind":"supplier","text":"Candle store insurance can help your business to:\nProtect your store, inventory and equipment . Property insurance could help cover your candles, wax, fragrance oils, displays, shelving, point-of-sale systems and other business property if it’s damaged by a covered event.\nHandle liability claims . Liability insurance could help protect you if a customer is injured at your candle store or if your business accidentally damages someone else’s property.\nDeal with product liability issues . If a candle, wax melt or other product you sell is alleged to have caused bodily injury or property damage, product liability coverage may help with the costs of claims against you.\nSell at craft fairs, craft shows or pop-ups . Some event organizers require proof of insurance before allowing vendors to participate.\nDrive for business . If your business uses cars, trucks, vans, trailers or other vehicles to transport inventory, deliver products or attend vendor events, commercial auto insurance could help protect your business driving.","heading":"How can candle store insurance help your business?","section":"Candle Store Insurance","source_url":"https://www.nextinsurance.com/business/candle-store-insurance/"}],"state_reason":"only its paragraphs state it; no heading or section above them does"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/candle-store-insurance/"],"last_confirmed_at":"2026-10-26T00:28:51.831135+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"supported","reason":"heading \"Is business insurance required to sell candles at craft fairs or farmers markets\" says \"farmers\" (+3); paragraph \"Many craft fairs, farmers markets, holiday markets, pop-ups and other vendor eve\" says \"farmers\" (+1)","support":4,"evidence":[{"kind":"supplier","text":"Many craft fairs, farmers markets, holiday markets, pop-ups and other vendor events require sellers to carry liability insurance or other types of business insurance to participate. Event organizers often ask for a certificate of insurance (COI) as proof of the details of your insurance coverage.","heading":"Is business insurance required to sell candles at craft fairs or farmers markets?","section":"Candle Store Insurance","source_url":"https://www.nextinsurance.com/business/candle-store-insurance/"}],"state_reason":"the heading or section above it and its own paragraphs both state it"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/candle-store-insurance/"],"last_confirmed_at":"2026-10-26T00:28:51.831135+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"heading \"Does clothing store insurance cover pop-up shops or vendor events?\" says \"vendor\" (+3)","support":3,"evidence":[{"kind":"supplier","text":"If you sell clothing at pop-up shops, markets or other temporary events, your insurance needs may differ depending on how and where you operate. Review your policy to understand what coverage may apply. And ask the event organizers about which types of business insurance coverage may be required.","heading":"Does clothing store insurance cover pop-up shops or vendor events?","section":"Clothing Store Insurance","source_url":"https://www.nextinsurance.com/business/clothing-store-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/clothing-store-insurance/"],"last_confirmed_at":"2026-10-26T00:28:51.831071+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"heading \"Save up to 25% on farmers market vendor insurance.*\" says \"farmers\" (+3); section \"Farmers Market Insurance\" says \"farmers\" (+2)","support":5,"evidence":[{"kind":"supplier","text":"Choose your primary coverage to get started:\nRated 4.7/5\n(5056 reviews)","heading":"Save up to 25% on farmers market vendor insurance.*","section":"Farmers Market Insurance","source_url":"https://www.nextinsurance.com/business/farmers-market-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/farmers-market-insurance/"],"last_confirmed_at":"2026-10-26T00:28:19.839517+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"section \"Farmers market insurance can help protect you from\" says \"farmers\" (+2)","support":2,"evidence":[{"kind":"supplier","text":"A customer slips at your stand or claims your product made them sick – and asks you to cover their medical costs.**","heading":"Injury or illness liability","section":"Farmers market insurance can help protect you from","source_url":"https://www.nextinsurance.com/business/farmers-market-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/farmers-market-insurance/"],"last_confirmed_at":"2026-10-26T00:28:19.839517+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"section \"Farmers market insurance can help protect you from\" says \"farmers\" (+2)","support":2,"evidence":[{"kind":"supplier","text":"A fridge or generator fails and your entire product inventory is at risk.","heading":"Equipment breakdown loss","section":"Farmers market insurance can help protect you from","source_url":"https://www.nextinsurance.com/business/farmers-market-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/farmers-market-insurance/"],"last_confirmed_at":"2026-10-26T00:28:19.839517+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"section \"Farmers market insurance can help protect you from\" says \"farmers\" (+2)","support":2,"evidence":[{"kind":"supplier","text":"A fire, burst water pipe, storm or power outage damage your business equipment and inventory and it needs to be replaced.","heading":"Property damage costs","section":"Farmers market insurance can help protect you from","source_url":"https://www.nextinsurance.com/business/farmers-market-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/farmers-market-insurance/"],"last_confirmed_at":"2026-10-26T00:28:19.839517+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"section \"Farmers market insurance can help protect you from\" says \"farmers\" (+2)","support":2,"evidence":[{"kind":"supplier","text":"You need an attorney to defend your business in a lawsuit after a claim.","heading":"The costs of a legal defenses","section":"Farmers market insurance can help protect you from","source_url":"https://www.nextinsurance.com/business/farmers-market-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/farmers-market-insurance/"],"last_confirmed_at":"2026-10-26T00:28:19.839517+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"supported","reason":"heading \"Get farmers market insurance that’s fast, flexible and convenient\" says \"farmers\" (+3); section \"Farmers Market Insurance\" says \"farmers\" (+2); paragraph \"ERGO NEXT specializes in small business insurance. Farmers market vendor insuran\" says \"farmers\" (+1)","support":6,"evidence":[{"kind":"supplier","text":"ERGO NEXT specializes in small business insurance. Farmers market vendor insurance can help protect you, your business and your employees from the cost of unexpected events.\nERGO NEXT makes it easy to:\nCheck prices, get covered and buy 100% online in about 10 minutes.\nManage your policy 24/7 via web or mobile app.\nPay monthly or annually and cancel anytime.\nGet unlimited certificates of insurance (COI) to share proof of insurance at no extra cost.","heading":"Get farmers market insurance that’s fast, flexible and convenient","section":"Farmers Market Insurance","source_url":"https://www.nextinsurance.com/business/farmers-market-insurance/"}],"state_reason":"the heading or section above it and its own paragraphs both state it"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/farmers-market-insurance/"],"last_confirmed_at":"2026-10-26T00:28:19.839517+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"supported","reason":"heading \"ERGO NEXT specializes in farmers market insurance for vendors\" says \"farmers\" (+3); section \"Farmers Market Insurance\" says \"farmers\" (+2); paragraph \"Farmers market event insurance is usually several types of insurance policies to\" says \"farmers\" (+1)","support":6,"evidence":[{"kind":"supplier","text":"Farmers market event insurance is usually several types of insurance policies to help protect you, your business and your employees from different types of business risks. Your coverage may include:","heading":"ERGO NEXT specializes in farmers market insurance for vendors","section":"Farmers Market Insurance","source_url":"https://www.nextinsurance.com/business/farmers-market-insurance/"}],"state_reason":"the heading or section above it and its own paragraphs both state it"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/farmers-market-insurance/"],"last_confirmed_at":"2026-10-26T00:28:19.839517+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"heading \"General Liability insurance for farmers market vendors\" says \"farmers\" (+3); section \"ERGO NEXT specializes in farmers market insurance for vendors\" says \"farmers\" (+2)","support":5,"evidence":[{"kind":"supplier","text":"Protection for the injuries, accidents and damage you cause\ngeneral liability can help you pay for:","heading":"General Liability insurance for farmers market vendors","section":"ERGO NEXT specializes in farmers market insurance for vendors","source_url":"https://www.nextinsurance.com/business/farmers-market-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/farmers-market-insurance/"],"last_confirmed_at":"2026-10-26T00:28:19.839517+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"section \"ERGO NEXT specializes in farmers market insurance for vendors\" says \"farmers\" (+2)","support":2,"evidence":[{"kind":"supplier","text":"For business owners who own or drive vehicles\ncommercial auto can help you pay for:","heading":"Commercial Auto insurance","section":"ERGO NEXT specializes in farmers market insurance for vendors","source_url":"https://www.nextinsurance.com/business/farmers-market-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/farmers-market-insurance/"],"last_confirmed_at":"2026-10-26T00:28:19.839517+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"supported","reason":"section \"ERGO NEXT specializes in farmers market insurance for vendors\" says \"farmers\" (+2); paragraph \"For vendors who hire full-time or part-time employees\" says \"vendors\" (+1)","support":3,"evidence":[{"kind":"supplier","text":"For vendors who hire full-time or part-time employees\nworkers compensation can help you pay for:","heading":"Workers’ Compensation insurance","section":"ERGO NEXT specializes in farmers market insurance for vendors","source_url":"https://www.nextinsurance.com/business/farmers-market-insurance/"}],"state_reason":"the heading or section above it and its own paragraphs both state it"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/farmers-market-insurance/"],"last_confirmed_at":"2026-10-26T00:28:19.839517+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"section \"ERGO NEXT specializes in farmers market insurance for vendors\" says \"farmers\" (+2)","support":2,"evidence":[{"kind":"supplier","text":"Protection for your equipment, inventory and supplies\ncommercial property can help you pay for:","heading":"Commercial Property insurance","section":"ERGO NEXT specializes in farmers market insurance for vendors","source_url":"https://www.nextinsurance.com/business/farmers-market-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/farmers-market-insurance/"],"last_confirmed_at":"2026-10-26T00:28:19.839517+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"section \"ERGO NEXT specializes in farmers market insurance for vendors\" says \"farmers\" (+2)","support":2,"evidence":[{"kind":"supplier","text":"For business owners who make or sell products\nproduct liability can help you pay for:","heading":"Product Liability insurance","section":"ERGO NEXT specializes in farmers market insurance for vendors","source_url":"https://www.nextinsurance.com/business/farmers-market-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/farmers-market-insurance/"],"last_confirmed_at":"2026-10-26T00:28:19.839517+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"supported","reason":"section \"Farmers Market Insurance\" says \"farmers\" (+2); paragraph \"Farmers mkt insurance\" says \"farmers\" (+1)","support":3,"evidence":[{"kind":"supplier","text":"Just signed up\nSo far, so good.\nMonique B.\nFarmers mkt insurance\nIt was easy to get set up and and to make a change after initial policy sset up.\nCynthia B.\nFast and easy way to\nFast and easy way to get our general liability insurance. Very helpful staff.\nDoriedee M.\nGot you Covered\nSo EZ to sign up & so EZ to add additional insured. Monthly payments instead of paying entire year up front with no additional charges for the convenience. Totally recommend NEXT!! ...\nDaniel V.\nAwesome customer service!!\nThe entire Next Insurance team are allstars! Nothing except first class service. Thinks that pretty well sums up my personal experience. James Langwell\nJames L.\nFast and effective\nGood job\nRandy S.\nGood insurance coverage\nThe insurance was easy to purchase and Next gives excellent customer service.\nMary M.\nSuper easy and convenient to\nSuper easy and convenient to set up!\nDave L.","heading":"ERGO NEXT Insurance reviews","section":"Farmers Market Insurance","source_url":"https://www.nextinsurance.com/business/farmers-market-insurance/"}],"state_reason":"the heading or section above it and its own paragraphs both state it"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/farmers-market-insurance/"],"last_confirmed_at":"2026-10-26T00:28:19.839517+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"supported","reason":"heading \"How much does farmers market insurance cost?\" says \"farmers\" (+3); section \"Farmers Market Insurance\" says \"farmers\" (+2); paragraph \"Business insurance for farmers market vendors is more affordable than you might\" says \"farmers\" (+1); paragraph \"If you want to see how much farmers market vendor insurance will cost for your b\" says \"farmers\" (+1)","support":7,"evidence":[{"kind":"supplier","text":"Business insurance for farmers market vendors is more affordable than you might think. The exact price you’ll pay for your business insurance depends on a number of factors, including:\nThe type of products you sell (e.g., food, produce, crafts).\nThe size of your booth and how often you sell.\nYour business location and where you operate.\nThe number of employees you have.\nYour annual revenue.\nThe coverage limits and deductible you choose.\nYour insurance claims history.\nIf you want to see how much farmers market vendor insurance will cost for your business, check our prices. In about 10 minutes you’ll see your exact cost for tailored coverage for your business.","heading":"How much does farmers market insurance cost?","section":"Farmers Market Insurance","source_url":"https://www.nextinsurance.com/business/farmers-market-insurance/"}],"state_reason":"the heading or section above it and its own paragraphs both state it"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/farmers-market-insurance/"],"last_confirmed_at":"2026-10-26T00:28:19.839517+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"supported","reason":"heading \"How can farmers market insurance help your business?\" says \"farmers\" (+3); section \"Farmers Market Insurance\" says \"farmers\" (+2); paragraph \"Farmers markets often require vendors to have insurance due to the risk of injur\" says \"farmers\" (+1); paragraph \"Sell at farmers markets. Market organizers and local governments usually require\" says \"farmers\" (+1)","support":7,"evidence":[{"kind":"supplier","text":"Farmers markets often require vendors to have insurance due to the risk of injury to customers and damage to venue property. You might need insurance to:\nSell at farmers markets. Market organizers and local governments usually require proof of insurance (called a COI) before they’ll rent a booth to you.\nProtect the business property you own or rent. The products you make or sell, your business inventory and equipment and the workspace you lease or own might need help after a covered event like a fire, theft or storm damage.\nShield you from product liability. You could be held responsible if a product you make or sell causes harm or illness to a customer.\nHire employees. Most states require workers’ comp insurance for small businesses with employees.\nDrive for business. Business-owned vehicles and personal vehicles you drive for work typically need commercial auto insurance.","heading":"How can farmers market insurance help your business?","section":"Farmers Market Insurance","source_url":"https://www.nextinsurance.com/business/farmers-market-insurance/"}],"state_reason":"the heading or section above it and its own paragraphs both state it"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/farmers-market-insurance/"],"last_confirmed_at":"2026-10-26T00:28:19.839517+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"heading \"Farmers market insurance FAQ\" says \"farmers\" (+3); section \"Farmers Market Insurance\" says \"farmers\" (+2)","support":5,"evidence":[{"kind":"supplier","text":"If you don’t find answers to your frequently asked questions here, our licensed, U.S.-based insurance advisors are standing by to help.","heading":"Farmers market insurance FAQ","section":"Farmers Market Insurance","source_url":"https://www.nextinsurance.com/business/farmers-market-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/farmers-market-insurance/"],"last_confirmed_at":"2026-10-26T00:28:19.839517+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"section \"Food Vendor Insurance\" says \"vendor\" (+2)","support":2,"evidence":[{"kind":"supplier","text":"Choose your primary coverage to get started:\nRated 4.7/5\n(5056 reviews)","heading":"You can save up to 25% in discounts with instant coverage.*","section":"Food Vendor Insurance","source_url":"https://www.nextinsurance.com/business/food-vendor-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/food-vendor-insurance/"],"last_confirmed_at":"2026-10-26T00:28:23.635989+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"section \"Food vendor insurance can help protect you from:\" says \"vendor\" (+2)","support":2,"evidence":[{"kind":"supplier","text":"Burglary means that expensive equipment and inventory needs to be replaced – fast.","heading":"Theft","section":"Food vendor insurance can help protect you from:","source_url":"https://www.nextinsurance.com/business/food-vendor-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/food-vendor-insurance/"],"last_confirmed_at":"2026-10-26T00:28:23.635989+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"section \"Food vendor insurance can help protect you from:\" says \"vendor\" (+2)","support":2,"evidence":[{"kind":"supplier","text":"A customer files a lawsuit or asks for medical payments to cover an injury or claims of food poisoning.","heading":"Injury or illness liability","section":"Food vendor insurance can help protect you from:","source_url":"https://www.nextinsurance.com/business/food-vendor-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/food-vendor-insurance/"],"last_confirmed_at":"2026-10-26T00:28:23.635989+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"section \"Food vendor insurance can help protect you from:\" says \"vendor\" (+2)","support":2,"evidence":[{"kind":"supplier","text":"A fire, water damage or power outage can damage equipment and inventory.","heading":"Property damage and vandalism","section":"Food vendor insurance can help protect you from:","source_url":"https://www.nextinsurance.com/business/food-vendor-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/food-vendor-insurance/"],"last_confirmed_at":"2026-10-26T00:28:23.635989+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"section \"Food vendor insurance can help protect you from:\" says \"vendor\" (+2)","support":2,"evidence":[{"kind":"supplier","text":"If an intoxicated customer breaks something or causes an injury you could be held liable.","heading":"Liquor Liability","section":"Food vendor insurance can help protect you from:","source_url":"https://www.nextinsurance.com/business/food-vendor-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/food-vendor-insurance/"],"last_confirmed_at":"2026-10-26T00:28:23.635989+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"supported","reason":"heading \"Customized food vendor insurance that’s ready to serve\" says \"vendor\" (+3); section \"Food Vendor Insurance\" says \"vendor\" (+2); paragraph \"ERGO NEXT makes it fast, easy and affordable to get food vendor insurance tailor\" says \"vendor\" (+1); paragraph \"Our coverage can help protect food vendors from the everyday risks of serving, p\" says \"vendors\" (+1); paragraph \"Note that ERGO NEXT does not sell one-day vendor insurance policies.\" says \"vendor\" (+1)","support":8,"evidence":[{"kind":"supplier","text":"ERGO NEXT makes it fast, easy and affordable to get food vendor insurance tailored to your business — whether you’re slinging tacos at a street fair or vending from your food truck at the park.\nOur coverage can help protect food vendors from the everyday risks of serving, prepping, selling and getting from gig to gig. And we offer flexible monthly payment plans to help you manage cash flow.\nGet a free quote, buy 100% online and get shareable proof of insurance in about 10 minutes.\nNote that ERGO NEXT does not sell one-day vendor insurance policies.","heading":"Customized food vendor insurance that’s ready to serve","section":"Food Vendor Insurance","source_url":"https://www.nextinsurance.com/business/food-vendor-insurance/"}],"state_reason":"the heading or section above it and its own paragraphs both state it"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/food-vendor-insurance/"],"last_confirmed_at":"2026-10-26T00:28:23.635989+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"supported","reason":"heading \"What type of food vendor insurance do you need?\" says \"vendor\" (+3); section \"Food Vendor Insurance\" says \"vendor\" (+2); paragraph \"Most food vendors choose more than one policy for extra protection for their bus\" says \"vendors\" (+1)","support":6,"evidence":[{"kind":"supplier","text":"Most food vendors choose more than one policy for extra protection for their business. Some options include:","heading":"What type of food vendor insurance do you need?","section":"Food Vendor Insurance","source_url":"https://www.nextinsurance.com/business/food-vendor-insurance/"}],"state_reason":"the heading or section above it and its own paragraphs both state it"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/food-vendor-insurance/"],"last_confirmed_at":"2026-10-26T00:28:23.635989+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"section \"What type of food vendor insurance do you need?\" says \"vendor\" (+2)","support":2,"evidence":[{"kind":"supplier","text":"Protection for injuries, accidents and damage you may cause\ngeneral liability can help you pay for:","heading":"General Liability insurance","section":"What type of food vendor insurance do you need?","source_url":"https://www.nextinsurance.com/business/food-vendor-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/food-vendor-insurance/"],"last_confirmed_at":"2026-10-26T00:28:23.635989+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"section \"What type of food vendor insurance do you need?\" says \"vendor\" (+2)","support":2,"evidence":[{"kind":"supplier","text":"commercial auto can help you pay for:","heading":"Commercial Auto insurance","section":"What type of food vendor insurance do you need?","source_url":"https://www.nextinsurance.com/business/food-vendor-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/food-vendor-insurance/"],"last_confirmed_at":"2026-10-26T00:28:23.635989+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"section \"What type of food vendor insurance do you need?\" says \"vendor\" (+2)","support":2,"evidence":[{"kind":"supplier","text":"For business owners who hire employees\nworkers compensation can help you pay for:","heading":"Workers’ Compensation insurance","section":"What type of food vendor insurance do you need?","source_url":"https://www.nextinsurance.com/business/food-vendor-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/food-vendor-insurance/"],"last_confirmed_at":"2026-10-26T00:28:23.635989+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"section \"What type of food vendor insurance do you need?\" says \"vendor\" (+2)","support":2,"evidence":[{"kind":"supplier","text":"For business owners who own or rent physical spaces\ncommercial property can help you pay for:","heading":"Commercial Property insurance","section":"What type of food vendor insurance do you need?","source_url":"https://www.nextinsurance.com/business/food-vendor-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/food-vendor-insurance/"],"last_confirmed_at":"2026-10-26T00:28:23.635989+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"section \"What type of food vendor insurance do you need?\" says \"vendor\" (+2)","support":2,"evidence":[{"kind":"supplier","text":"For business owners who make or sell products\nproduct liability can help you pay for:","heading":"Product Liability insurance","section":"What type of food vendor insurance do you need?","source_url":"https://www.nextinsurance.com/business/food-vendor-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/food-vendor-insurance/"],"last_confirmed_at":"2026-10-26T00:28:23.635989+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"section \"Food Vendor Insurance\" says \"vendor\" (+2)","support":2,"evidence":[{"kind":"supplier","text":"Satisfied Customer\nBest business insurance with the easiest process!\nStephen H.\nSmall business insurance\nI thought ERGO NEXT was easy to use, great rates and outstanding follow-up.\nTaylor M.\nSmall start up\nThanks for helping a small startup. Was able to get the insurance I need for a cost I could afford.\nDeborah H.\nEasy to use\nGreat! Set everything up and got the insurance needed for my business without hassle and it was very easy and quick to navigate.\nMyles C.\nGreat!\nHassle free and great to work with. Affordable.\nAnthony G.\nPeace of mind\neasy to apply and and customer service is very responsive\nDarrell W.\nEasy & affordable\nThis company makes the process very easy & affordable. Thank you for this service!!\nRonald M.\nEasy to sign up and has what I need.\nOnly took about 10 minutes to have all my questions answered and get the plan I need for my business. Great price and easy to understand plan.\nAnnick L.","heading":"ERGO NEXT Insurance reviews","section":"Food Vendor Insurance","source_url":"https://www.nextinsurance.com/business/food-vendor-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/food-vendor-insurance/"],"last_confirmed_at":"2026-10-26T00:28:23.635989+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"supported","reason":"heading \"How much does food vendor insurance cost?\" says \"vendor\" (+3); section \"Food Vendor Insurance\" says \"vendor\" (+2); paragraph \"To find out exactly how much food vendor insurance will cost for your small busi\" says \"vendor\" (+1); paragraph \"Your type of business (food truck, tent vendor, etc.)\" says \"vendor\" (+1)","support":7,"evidence":[{"kind":"supplier","text":"To find out exactly how much food vendor insurance will cost for your small business, get a free instant quote online — no insurance agent required. Your quote is customized for your particular risks. Some factors that affect your insurance cost include:\nYour type of business (food truck, tent vendor, etc.)\nYour business structure (sole proprietor, LLC or a corporation)\nYour business location\nNumber of employees\nYour past claims history\nYour revenue or business income\nThe insurance types, limits and deductibles you need\nERGO NEXT offers discounts of up to 10% when you combine multiple policies.","heading":"How much does food vendor insurance cost?","section":"Food Vendor Insurance","source_url":"https://www.nextinsurance.com/business/food-vendor-insurance/"}],"state_reason":"the heading or section above it and its own paragraphs both state it"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/food-vendor-insurance/"],"last_confirmed_at":"2026-10-26T00:28:23.635989+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"supported","reason":"heading \"What can food vendor liability insurance cover?\" says \"vendor\" (+3); section \"Food Vendor Insurance\" says \"vendor\" (+2); paragraph \"Business insurance for food vendors can help protect against some common risks a\" says \"vendors\" (+1)","support":6,"evidence":[{"kind":"supplier","text":"Business insurance for food vendors can help protect against some common risks and accidents for your mobile or festival business such as:\nSlip-and-fall injuries near your setup\nProperty damage at an event or venue\nEquipment breakdown or theft\nDamaged inventory\nFood-related illnesses or product liability\nMedical costs if a customer or employee get hurt at work\nVandalism\nVehicle damage during transport","heading":"What can food vendor liability insurance cover?","section":"Food Vendor Insurance","source_url":"https://www.nextinsurance.com/business/food-vendor-insurance/"}],"state_reason":"the heading or section above it and its own paragraphs both state it"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/food-vendor-insurance/"],"last_confirmed_at":"2026-10-26T00:28:23.635989+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"},{"label":"Organization statement","value":{"kind":"supplier","@type":"OrganizationStatement","state":"candidate","reason":"heading \"Food vendor insurance FAQ\" says \"vendor\" (+3); section \"Food Vendor Insurance\" says \"vendor\" (+2)","support":5,"evidence":[{"kind":"supplier","text":"If you don’t find answers here, our licensed, U.S.-based insurance advisors are standing by to help.","heading":"Food vendor insurance FAQ","section":"Food Vendor Insurance","source_url":"https://www.nextinsurance.com/business/food-vendor-insurance/"}],"state_reason":"the heading or section above it states it; its own paragraphs do not"},"basis":"publisher_declared","via":["https://www.nextinsurance.com/business/food-vendor-insurance/"],"last_confirmed_at":"2026-10-26T00:28:23.635989+00:00","about_ref":"self","source_surface_ref":"https://www.nextinsurance.com"}]},"resolved_identity":{"schema_version":1,"access":"readable","publication":"publishable","publication_reason":"","platform":false,"display":{"name":"ERGO NEXT Insurance","basis":"the site's published name","name_witnesses":[{"source_url":"https://www.nextinsurance.com/","text":"ERGO NEXT Insurance","rule":"published name","region":null,"heading":""},{"source_url":"https://www.nextinsurance.com/","text":"ERGO NEXT Insurance","rule":"accepted location name","region":null,"heading":""},{"source_url":"https://nextinsurance.com/careers/","text":"Next Insurance, Inc","rule":"copyright holder","region":null,"heading":""},{"source_url":"https://apps.apple.com/us/app/ergo-next-insurance/id1580721755?uo=4","text":"ERGO NEXT Insurance","rule":"declared app","region":null,"heading":""},{"source_url":"https://www.nextinsurance.com/","text":"ERGO NEXT Insurance","rule":"declared organization","region":null,"heading":""},{"source_url":"https://nextinsurance.com/","text":"nextinsurance.com","rule":"domain","region":null,"heading":""},{"source_url":"https://www.nextinsurance.com/","text":"Next Insurance, Inc","rule":"legal name","region":null,"heading":""},{"source_url":"https://www.nextinsurance.com","text":"ERGO NEXT Insurance","rule":"page titles","region":null,"heading":""},{"source_url":"https://www.nextinsurance.com/","text":"ERGO NEXT Insurance","rule":"site name","region":null,"heading":""},{"source_url":"https://www.instagram.com/nextinsurance","text":"nextinsurance","rule":"social handle","region":null,"heading":""}],"alternatives":[{"name":"ERGO Group AG","kind":"declared_organization","state":"related","witness":{"source_url":"https://www.nextinsurance.com/","text":"ERGO Group AG","rule":"declared organization","region":null,"heading":""}},{"name":"Munich Re","kind":"declared_organization","state":"related","witness":{"source_url":"https://www.nextinsurance.com/","text":"Munich Re","rule":"declared organization","region":null,"heading":""}}],"site":"https://www.nextinsurance.com/","site_basis":"the seed domain's own front door","site_witnesses":[{"source_url":"https://www.nextinsurance.com/","text":"Small Business Insurance Quotes | ERGO NEXT Insurance","rule":"front door","region":null,"heading":""},{"source_url":"https://nextinsurance.com","text":"301","rule":"redirect","region":null,"heading":""}],"logo":"https://www.nextinsurance.com/favicon.svg","logo_basis":"the site's declared icon","legal_name":"Next Insurance, Inc","legal_basis":"the legal name two or more of the site's surfaces print","description":"Protect your small business with ERGO NEXT Insurance. Fast quotes. Instant coverage with competitive rates. Totally tailored for 1,300+ professions.","description_basis":"the homepage's declared description","profiles":[{"platform":"instagram_account","account":"nextinsurance","url":"https://www.instagram.com/nextinsurance","witness":{"source_url":"https://www.nextinsurance.com/","text":"https://www.instagram.com/nextinsurance","rule":"publisher_link","region":null,"heading":""}},{"platform":"linkedin_company","account":"ergo-next-insurance","url":"https://www.linkedin.com/company/ergo-next-insurance","witness":{"source_url":"https://www.nextinsurance.com/","text":"https://www.linkedin.com/company/ergo-next-insurance/","rule":"jsonld_same_as","region":null,"heading":""}},{"platform":"tiktok_account","account":"@nextinsurance","url":"https://www.tiktok.com/@nextinsurance","witness":{"source_url":"https://www.nextinsurance.com/","text":"https://www.tiktok.com/@nextinsurance","rule":"publisher_link","region":null,"heading":""}}]},"relationships":[{"predicate":"declares_provider_account","object":{"id":"1580721755","kind":"provider_account","scope":"account","account":"Apple app store app"},"witness":{"source_url":"https://apps.apple.com/us/app/next-insurance/id1580721755","text":"","rule":"publisher_declared_identity","region":null,"heading":""},"state":"supported","depends_on":[],"family":"provider_accounts","source_key":{"namespace":"apple_app_store","object_type":"apple_app_store_app","key":"1580721755"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"e0aa9407-2b96-4534-9ab9-606d871cda42","to_identity_id":null,"to_href":null},{"predicate":"declares_provider_account","object":{"id":"NextInsuranceUSA","kind":"provider_account","scope":"account","account":"Facebook page"},"witness":{"source_url":"https://www.facebook.com/NextInsuranceUSA/","text":"","rule":"publisher_declared_identity","region":null,"heading":""},"state":"supported","depends_on":[],"family":"provider_accounts","source_key":{"namespace":"facebook","object_type":"facebook_page","key":"NextInsuranceUSA"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"9ef16e32-e7da-422f-b759-6a9c2de40a0b","to_identity_id":null,"to_href":null},{"predicate":"declares_provider_account","object":{"id":"AW-921845267","kind":"provider_account","scope":"account","account":"Google ads conversion id"},"witness":{"source_url":"https://www.nextinsurance.com/careers/","text":"","rule":"publisher_declared_identity","region":null,"heading":""},"state":"supported","depends_on":[],"family":"provider_accounts","source_key":{"namespace":"google_ads","object_type":"google_ads_conversion_id","key":"AW-921845267"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"598a8b0c-53fa-4b72-aea3-40e36337754d","to_identity_id":null,"to_href":null},{"predicate":"declares_provider_account","object":{"id":"G-8BR8Q0LTNX","kind":"provider_account","scope":"account","account":"GA4 measurement id"},"witness":{"source_url":"https://www.nextinsurance.com/careers/","text":"","rule":"publisher_declared_identity","region":null,"heading":""},"state":"supported","depends_on":[],"family":"provider_accounts","source_key":{"namespace":"google_analytics","object_type":"ga4_measurement_id","key":"G-8BR8Q0LTNX"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"03aabe36-fe4b-49aa-b756-1a642b8f1f68","to_identity_id":null,"to_href":null},{"predicate":"declares_provider_account","object":{"id":"com.nextinsurance","kind":"provider_account","scope":"account","account":"Google play app"},"witness":{"source_url":"https://play.google.com/store/apps/details?id=com.nextinsurance","text":"","rule":"publisher_declared_identity","region":null,"heading":""},"state":"supported","depends_on":[],"family":"provider_accounts","source_key":{"namespace":"google_play","object_type":"google_play_app","key":"com.nextinsurance"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"0c9385be-5afb-4566-8a1f-56ec05b99c79","to_identity_id":null,"to_href":null},{"predicate":"declares_provider_account","object":{"id":"GTM-5F3BBB","kind":"provider_account","scope":"account","account":"GTM container id"},"witness":{"source_url":"https://www.nextinsurance.com/careers/","text":"","rule":"publisher_declared_identity","region":null,"heading":""},"state":"supported","depends_on":[],"family":"provider_accounts","source_key":{"namespace":"google_tag_manager","object_type":"gtm_container_id","key":"GTM-5F3BBB"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"444ccf73-bbc3-471a-a0a1-2242800f6e0b","to_identity_id":null,"to_href":null},{"predicate":"declares_provider_account","object":{"id":"nextinsurance","kind":"provider_account","scope":"account","account":"Instagram account"},"witness":{"source_url":"https://www.instagram.com/nextinsurance","text":"","rule":"publisher_declared_identity","region":null,"heading":""},"state":"supported","depends_on":[],"family":"provider_accounts","source_key":{"namespace":"instagram","object_type":"instagram_account","key":"nextinsurance"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"3e549a2f-d9da-40e8-b763-ad795f2c8ff5","to_identity_id":null,"to_href":null},{"predicate":"declares_provider_account","object":{"id":"ergo-next-insurance","kind":"provider_account","scope":"account","account":"LinkedIn company"},"witness":{"source_url":"https://www.linkedin.com/company/ergo-next-insurance/","text":"","rule":"publisher_declared_identity","region":null,"heading":""},"state":"supported","depends_on":[],"family":"provider_accounts","source_key":{"namespace":"linkedin","object_type":"linkedin_company","key":"ergo-next-insurance"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"503a7c4c-b75b-4948-ba01-f47aa5f1dde9","to_identity_id":null,"to_href":null},{"predicate":"declares_provider_account","object":{"id":"266338727076376","kind":"provider_account","scope":"account","account":"Meta pixel id"},"witness":{"source_url":"https://www.nextinsurance.com/careers/","text":"","rule":"publisher_declared_identity","region":null,"heading":""},"state":"supported","depends_on":[],"family":"provider_accounts","source_key":{"namespace":"meta","object_type":"meta_pixel_id","key":"266338727076376"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"37380e55-f36f-427f-bae7-db0178a0b7fa","to_identity_id":null,"to_href":null},{"predicate":"declares_provider_account","object":{"id":"@nextinsurance","kind":"provider_account","scope":"account","account":"TikTok account"},"witness":{"source_url":"https://www.tiktok.com/@nextinsurance","text":"","rule":"publisher_declared_identity","region":null,"heading":""},"state":"supported","depends_on":[],"family":"provider_accounts","source_key":{"namespace":"tiktok","object_type":"tiktok_account","key":"@nextinsurance"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"6ec3c6fb-2fca-400d-8b31-cb9e3950d702","to_identity_id":null,"to_href":null},{"predicate":"declares_provider_account","object":{"id":"craw_biz","kind":"provider_account","scope":"account","account":"X account"},"witness":{"source_url":"https://twitter.com/craw_biz","text":"","rule":"publisher_declared_identity","region":null,"heading":""},"state":"supported","depends_on":[],"family":"provider_accounts","source_key":{"namespace":"x","object_type":"x_account","key":"craw_biz"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"803a5665-6596-4a7d-811a-6d7c0b1b6a4f","to_identity_id":null,"to_href":null},{"predicate":"declares_provider_account","object":{"id":"UCXKL3pilHs2KJPLaICWskmQ","kind":"provider_account","scope":"account","account":"YouTube channel"},"witness":{"source_url":"https://www.youtube.com/channel/UCXKL3pilHs2KJPLaICWskmQ","text":"","rule":"publisher_declared_identity","region":null,"heading":""},"state":"supported","depends_on":[],"family":"provider_accounts","source_key":{"namespace":"youtube","object_type":"youtube_channel","key":"UCXKL3pilHs2KJPLaICWskmQ"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"5632b1de-2770-4f4e-99de-31ecbb996404","to_identity_id":null,"to_href":null},{"predicate":"declares_provider_account","object":{"id":"nextinsuranceinc","kind":"provider_account","scope":"account","account":"Instagram account"},"witness":{"source_url":"https://www.instagram.com/nextinsuranceinc/","text":"","rule":"publisher_declared_identity","region":null,"heading":""},"state":"supported","depends_on":[],"family":"provider_accounts","source_key":{"namespace":"instagram","object_type":"instagram_account","key":"nextinsuranceinc"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"5903c233-caca-4bf4-a737-504d9a14a4e5","to_identity_id":null,"to_href":null},{"predicate":"declares_provider_account","object":{"id":"nextinsurance","kind":"provider_account","scope":"account","account":"LinkedIn company"},"witness":{"source_url":"https://www.linkedin.com/company/nextinsurance/","text":"","rule":"publisher_declared_identity","region":null,"heading":""},"state":"supported","depends_on":[],"family":"provider_accounts","source_key":{"namespace":"linkedin","object_type":"linkedin_company","key":"nextinsurance"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"86b191f8-a312-45dc-bc65-3c1bf1f165b9","to_identity_id":null,"to_href":null},{"predicate":"declares_provider_account","object":{"id":"nextinsurance1","kind":"provider_account","scope":"account","account":"X account"},"witness":{"source_url":"https://twitter.com/nextinsurance1","text":"","rule":"publisher_declared_identity","region":null,"heading":""},"state":"supported","depends_on":[],"family":"provider_accounts","source_key":{"namespace":"x","object_type":"x_account","key":"nextinsurance1"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"daf2da97-2bbb-46d3-a844-821dc8c7204f","to_identity_id":null,"to_href":null},{"predicate":"routes_contact_to_domain","object":{"for":"delegated_support","kind":"web_surface","domain":"next-insurance.com","purpose":"Accessibility Statement"},"witness":{"source_url":"","text":"support@next-insurance.com","rule":"published_route_domain","region":null,"heading":""},"state":"supported","depends_on":[],"family":"contact_delegation","source_key":{"namespace":"web","object_type":"registrable_domain","key":"next-insurance.com"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"3eb3045c-814a-4622-8946-21ba5c43faf8","to_identity_id":null,"to_href":null},{"predicate":"routes_contact_to_domain","object":{"for":"person","kind":"web_surface","domain":"boldpenguin.com","purpose":"Media Contacts"},"witness":{"source_url":"","text":"press@boldpenguin.com","rule":"published_route_domain","region":null,"heading":""},"state":"supported","depends_on":[],"family":"contact_delegation","source_key":{"namespace":"web","object_type":"registrable_domain","key":"boldpenguin.com"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"4d4cf0ac-a6b2-4759-ae3b-816529046dfa","to_identity_id":null,"to_href":null},{"predicate":"self_designated_entity","object":{"kind":"legal_entity","name":"AP Intego Insurance Group, LLC."},"witness":{"source_url":"https://www.nextinsurance.com/privacy-policy/","text":"","rule":"publisher_self_designation","region":null,"heading":""},"state":"candidate","depends_on":[],"family":"legal","source_key":null,"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"5fb46d9d-7db7-4598-9dd7-8ed4b9c4c292","to_identity_id":null,"to_href":null},{"predicate":"states_former_name","object":{"from":"NEXT Insurance","kind":"event_statement"},"witness":{"source_url":"https://www.nextinsurance.com/about-us/","text":"About ERGO NEXT Insurance (Formerly NEXT Insurance)","rule":"renamed_or_formerly","region":"main","heading":"About ERGO NEXT Insurance (Formerly NEXT Insurance)"},"state":"supported","depends_on":[],"family":"histories","source_key":null,"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"89be9ee2-3eb0-4a3b-ad93-199080c2351b","to_identity_id":null,"to_href":null},{"predicate":"declares_app","object":{"kind":"app","name":"ERGO NEXT Insurance","store":"apple","store_id":"1580721755"},"witness":{"source_url":"https://apps.apple.com/us/app/next-insurance/id1580721755","text":"https://apps.apple.com/us/app/ergo-next-insurance/id1580721755?uo=4","rule":"publisher_declared_app","region":null,"heading":""},"state":"supported","depends_on":[],"family":"apps","source_key":{"namespace":"apple_app_store","object_type":"apple_app_store_app","key":"1580721755"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"6e0163c8-0529-4d48-b872-ddd618e9cc23","to_identity_id":null,"to_href":null},{"predicate":"app_listing_names_seller","object":{"kind":"organization","name":"Next Insurance Inc.","store":"apple","store_id":"1580721755"},"witness":{"source_url":"https://apps.apple.com/us/app/ergo-next-insurance/id1580721755?uo=4","text":"","rule":"app_store_listing","region":null,"heading":""},"state":"supported","depends_on":[19],"family":"apps","source_key":{"namespace":"apple_app_store","object_type":"apple_app_store_app","key":"1580721755"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"ad55cf82-b146-43b2-ab43-ccb523736e4f","to_identity_id":null,"to_href":null},{"predicate":"declares_app","object":{"kind":"app","name":"ERGO NEXT Insurance","store":"google_play","store_id":"com.nextinsurance"},"witness":{"source_url":"https://play.google.com/store/apps/details?id=com.nextinsurance","text":"https://play.google.com/store/apps/details?id=com.nextinsurance","rule":"publisher_declared_app","region":null,"heading":""},"state":"supported","depends_on":[],"family":"apps","source_key":{"namespace":"google_play","object_type":"google_play_app","key":"com.nextinsurance"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"3db5b92c-f08b-4200-9cad-ec6a9d0d4556","to_identity_id":null,"to_href":null},{"predicate":"app_listing_names_developer","object":{"kind":"organization","name":"Next Insurance Inc.","store":"google_play","store_id":"com.nextinsurance"},"witness":{"source_url":"https://play.google.com/store/apps/details?id=com.nextinsurance","text":"","rule":"app_store_listing","region":null,"heading":""},"state":"supported","depends_on":[21],"family":"apps","source_key":{"namespace":"google_play","object_type":"google_play_app","key":"com.nextinsurance"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"fabfd0f4-169a-41fa-b382-732f73aa3fed","to_identity_id":null,"to_href":null},{"predicate":"app_listing_links_domain","object":{"kind":"web_surface","link":"support","store":"google_play","domain":"next-insurance.com","store_id":"com.nextinsurance"},"witness":{"source_url":"https://play.google.com/store/apps/details?id=com.nextinsurance","text":"support@next-insurance.com","rule":"app_store_listing_link","region":null,"heading":""},"state":"supported","depends_on":[21],"family":"apps","source_key":{"namespace":"web","object_type":"registrable_domain","key":"next-insurance.com"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"4663b527-40d3-4846-9a6d-c70b7ba3a619","to_identity_id":null,"to_href":null},{"predicate":"names_person_in_role","object":{"kind":"person","name":"Guy Goldstein","capacity":"chief executive officer"},"witness":{"source_url":"https://www.nextinsurance.com/newsroom/press-releases/","text":"CEO","rule":"people_resolver_role","region":null,"heading":""},"state":"supported","depends_on":[],"family":"people_roles","source_key":null,"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"694ee61d-3357-425e-9c05-e8297dd0c6f1","to_identity_id":null,"to_href":null},{"predicate":"authorizes_mail_sender","object":{"kind":"web_surface","domain":"zendesk.com"},"witness":{"source_url":"","text":"v=spf1 include:mail.zendesk.com include:spf.tipalti.com include:_spf.google.com include:servers.mcsv.net include:spf.mandrillapp.com exists:%{i}._spf.mta.salesforce.com ip4:167.89.71.239 ip4:149.72.166.219 ip4:149.72.139.103 ip4:149.72.172.160 ip4:143.55.224.59 ip4:167.89.73.35 -all","rule":"dns_record_parse","region":null,"heading":""},"state":"supported","depends_on":[],"family":"technical","source_key":{"namespace":"web","object_type":"registrable_domain","key":"zendesk.com"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"a5c5e64e-76e1-4b81-bc28-b7dd877b5fcb","to_identity_id":null,"to_href":null},{"predicate":"authorizes_mail_sender","object":{"kind":"web_surface","domain":"tipalti.com"},"witness":{"source_url":"","text":"v=spf1 include:mail.zendesk.com include:spf.tipalti.com include:_spf.google.com include:servers.mcsv.net include:spf.mandrillapp.com exists:%{i}._spf.mta.salesforce.com ip4:167.89.71.239 ip4:149.72.166.219 ip4:149.72.139.103 ip4:149.72.172.160 ip4:143.55.224.59 ip4:167.89.73.35 -all","rule":"dns_record_parse","region":null,"heading":""},"state":"supported","depends_on":[],"family":"technical","source_key":{"namespace":"web","object_type":"registrable_domain","key":"tipalti.com"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"83b96322-187f-41ca-be7d-2464ae5bfbe7","to_identity_id":null,"to_href":null},{"predicate":"authorizes_mail_sender","object":{"kind":"web_surface","domain":"google.com"},"witness":{"source_url":"","text":"v=spf1 include:mail.zendesk.com include:spf.tipalti.com include:_spf.google.com include:servers.mcsv.net include:spf.mandrillapp.com exists:%{i}._spf.mta.salesforce.com ip4:167.89.71.239 ip4:149.72.166.219 ip4:149.72.139.103 ip4:149.72.172.160 ip4:143.55.224.59 ip4:167.89.73.35 -all","rule":"dns_record_parse","region":null,"heading":""},"state":"supported","depends_on":[],"family":"technical","source_key":{"namespace":"web","object_type":"registrable_domain","key":"google.com"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"73060bd0-7baa-489d-a4c1-caedd63ea74b","to_identity_id":null,"to_href":null},{"predicate":"authorizes_mail_sender","object":{"kind":"web_surface","domain":"mcsv.net"},"witness":{"source_url":"","text":"v=spf1 include:mail.zendesk.com include:spf.tipalti.com include:_spf.google.com include:servers.mcsv.net include:spf.mandrillapp.com exists:%{i}._spf.mta.salesforce.com ip4:167.89.71.239 ip4:149.72.166.219 ip4:149.72.139.103 ip4:149.72.172.160 ip4:143.55.224.59 ip4:167.89.73.35 -all","rule":"dns_record_parse","region":null,"heading":""},"state":"supported","depends_on":[],"family":"technical","source_key":{"namespace":"web","object_type":"registrable_domain","key":"mcsv.net"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"8b4069ea-59b3-4890-8353-02d2db4eb279","to_identity_id":null,"to_href":null},{"predicate":"authorizes_mail_sender","object":{"kind":"web_surface","domain":"mandrillapp.com"},"witness":{"source_url":"","text":"v=spf1 include:mail.zendesk.com include:spf.tipalti.com include:_spf.google.com include:servers.mcsv.net include:spf.mandrillapp.com exists:%{i}._spf.mta.salesforce.com ip4:167.89.71.239 ip4:149.72.166.219 ip4:149.72.139.103 ip4:149.72.172.160 ip4:143.55.224.59 ip4:167.89.73.35 -all","rule":"dns_record_parse","region":null,"heading":""},"state":"supported","depends_on":[],"family":"technical","source_key":{"namespace":"web","object_type":"registrable_domain","key":"mandrillapp.com"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"a4721418-9282-4c16-ab76-a88091a3edea","to_identity_id":null,"to_href":null},{"predicate":"sends_dmarc_reports_to","object":{"kind":"web_surface","domain":"ironscales.com"},"witness":{"source_url":"","text":"v=DMARC1; p=quarantine; sp=quarantine; rua=mailto:czrven1sqp@rua.mailauth-us.ironscales.com; ruf=mailto:czrven1sqp@ruf.mailauth-us.ironscales.com; pct=100; fo=1;","rule":"dns_record_parse","region":null,"heading":""},"state":"supported","depends_on":[],"family":"technical","source_key":{"namespace":"web","object_type":"registrable_domain","key":"ironscales.com"},"first_observed_at":"2026-10-26T00:30:47.845628Z","last_confirmed_at":"2026-10-26T00:30:47.845628Z","id":"eb27d278-e559-432a-8938-297a68891a32","to_identity_id":null,"to_href":null}],"propositions":[],"non_conclusions":["a declared affiliated site is a relationship the publisher states, not common ownership","a declared provider account (gift cards, hiring, ordering) is a service relationship, not an affiliation","a register party at the business's premises is a candidate operator until the Place and legal resolvers bind it","a licensed operator of the business's premises operates those locations; it is not thereby the brand's owner","an employer a job board names on the openings posts them; it is not thereby the owner or the operator","an app's store seller or developer publishes the app; neither is thereby the restaurant's owner","a menu that names a producer names it; it is not a supply contract, a volume or an exclusivity","a mail or DMARC service domain in DNS is a technical service relationship, not an affiliation","a group the site says it is part of is a public affiliation; the equity chain and buying rights are separate questions","an organization that posts the openings, sells the app or holds a program account shares services with the business; that is not affiliation or ownership","a supplier or charitable partner the site's own page names and links is the publisher's statement; it is not a contract, a volume, an exclusivity or a gift amount"]},"identity_revision":1,"identity_changed_at":"2026-10-26T00:30:47.845628+00:00","business_identity_id":"f45b24dd-ac0f-4dff-acce-941212565303","href":"/company-intelligence/nextinsurance.com","restaurant_locations":{"schema_version":3,"status":"partial","observed_at":"2026-10-26T00:30:47.845628Z","reasons":["2 location candidates remain unresolved","no licence register is wired for CA (building_permit), CA (business_license), CA (health_inspection); licences there are uncollected rather than absent"]},"resources":{"locations":{"persisted_count":1,"collection_status":"partial","api_path":"/v1/public/company-intelligence/nextinsurance.com/locations","map_api_path":"/v1/public/company-intelligence/nextinsurance.com/locations/map"},"hiring":{"persisted_count":29,"api_path":"/v1/public/company-intelligence/nextinsurance.com/hiring"},"people":{"persisted_count":31,"collection_status":"partial","api_path":"/v1/public/company-intelligence/nextinsurance.com/people"}}}